Instant Bank Direct Debit
1. SELECT YOUR BANK.
At checkout, the buyer will identify their bank from a directory of over 3,000 US banks and credit unions. It’s the same interface you’d see if you were to log in to your own bank’s online portal. To reduce the risk of losing the sale, shoppers are never diverted from website checkout page.
2. LOGIN (AS YOU NORMALLY DO)
The buyer will log into their bank’s secure online portal with the same User ID and password they’ve always used in the past. There is no need to enter a routing number or account number. This feature makes bank direct debit faster, more secure and easier to use than credit cards online.
3. CLICK TO PAY
The online shopper confirms the dollar amount of the purchase by and it’s done. The transaction is completed within seconds.
Funds settle in the merchant’s bank account the same day (or within 24 hours depending on the bank).
If a merchant sells cannabis, hemp flower (including pre-rolls), CBD, kratom, pipes, bongs or paraphernalia or any type of federally regulated products — we do NOT need; bank statements, lab COAs, proof of URL domain name ownership, utility bill, etc., etc.
None of those documents are required.
All we need are signatures on the enrollment documents. The business name must match the name on the bank account. Instant Bank Direct is typically activated on the same day of receiving an application or within 24 hours.
Perfect For All High-Risk Industries & Restaurant Take-outGet Approved Same Day
- 3.25% Discount Rate *Applies to a shopper's first transaction only. Afterwards, only $0.49 cents.
- The Discount Rate applies only to the customer's first purchase. Does not apply to future transactions.
- $0.49 cents per transaction. *After a customer's first-time purchase only this transaction fee is applied.
- Integrates with over 170 popular website design builders
- Same day settlement of funds (depending on the time of purchase)
- Unlimited daily, weekly & monthly transaction volume
- Eliminates all risk of customer dispute charge-backs
- Perfect for Marijuana Dispensaries (customers pay online and pick-up with proof of ID)