(818) 850-1034 

Choose the payment processing solution that best meets your need

Experience the Best Payment Processing Solutions for 2022

Enjoy the best prices obtainable and innovative payment processing solutions for traditional businesses. Low-risk merchants only.


  • Pay zero percent and no transaction fees when customers pay by credit card.
  • Pay 1.0% plus $0.25¢ per transaction when customers pay by debit card.

Merchants selling on Shopify can save 50% on credit card processing fees thanks to our Direct Payments Provider solution. 

shopify partner logo

Our rates and fees for merchants using Shopify are fixed at 2.2% plus $0.15¢ per transaction.

Through KJ ProWeb™ merchants save a flat 50% on transaction fees and up to 30% on basic rates compared to Shopify Payments.

Widely regarded as the #1 rated high risk merchant services provider in the world.

EMB™ supports merchants in a wide range of high-risk industry sectors.  In fact, many ISO’s send thier declined applications to EMB™. Clients of KJ ProWeb receive special pricing.

EMB logo

Click here to read more or apply.

PaymentCloud® is rated a top #5 best high-risk payment processors in the world and one of America’s “Fastest Growing Companies in 2022” according to Inc Magazine. 

With 70+ employees gearing up to upgrade to a 17,000-square-foot space in Encino, California, this dynamic group of young payment professionals facilitate credit card processing for merchants spanning a multitude of industry types.

An easy application, transparent approval process, and hundreds of integration options set PaymentCloud apart. While on the partnership side of things, PaymentCloud’s dedicated department works with over 80% of top digital ISOs that utilize its hard-to-place program for its seamless submission process, efficient onboarding, and management tools at just the click of a button.

payment cloud logo

KJ ProWeb™ has teamed up with Payment Cloud®. We’re a white-label reseller offering PaymentCloud’s entire portfolio of solutions at interchange plus pricing.

  • All major credit cards: 3.95% plus $0.25 cents per transaction *Federally regulated products and services considered high-risk are gladly accepted.
  • Debit cards: 1.0% plus $0.25 cents per transaction.
  • Payment gateway furnished by PaymentCloud®.

Click here to apply now or read more.


Perfect for Business Types Considered High Risk

The industry into which your business falls is a pivotal factor in determining your business’s risk level. Below is a list of some industries considered high risk, along with the reasons behind such consideration:

  • Apply now: Requires strict compliance with guidelines and reputation considerations.
  • Cigars & Tobacco: Requires strict compliance with guidelines and reputation considerations.
  • Credit Repair: Requires strict compliance with guidelines and is considered a bodily harm/health risk.
  • Guns & Firearms: Sells a service to populations with poor credit.
  • MLM Credit Card Processing: Processes high volume and can be service-only or intangible goods.
  • Nutraceuticals & Supplement: Requires strict compliance with guidelines.
  • Tech Support: Distributes service-only and intangible products.
  • Vape & E-Cig: Requires strict compliance with guidelines and is viewed as a bodily harm/health risk.

Enjoy the best prices obtainable and innovative payment processing solutions for traditional businesses. *Rates and pricing applies to low-risk, traditional businesses only.

PAX hardware smart terminal mini

New & Better Pricing. Updated:  April 2022

  • Retail Basic Credit Card Present (Swipe): 1.95% plus $0.15¢ per transaction
  • eCommerce/MOTO: 2.25% plus $0.20¢ per transaction

*Pursuant to Visa & MasterCard Interchange rules – rewards traditional, rewards signature and rewards signature card acceptance are priced separately.

Interchange Table: October 2021

Visa Credit Basic1.51% + 10¢
Visa Rewards Traditional1.65% + 10¢
Visa Rewards Signature2.30% + 10¢
Visa Rewards Signature Preferred2.1% + 10¢

Google Pay® has merged with Google Wallet. It’s the perfect eCommerce payment acceptance solution for online sellers having a difficult time getting a traditional merchant account.

Thanks to the recently rebranded Google Wallet, anyone can store up to five debit cards and bank accounts and use those accounts in your digital wallet to pay businesses or send money to friends.

Merchants are allowed to receive electronic payments even if you sell; Kratom, Nutraceuticals, kava, hemp flower and pre-rolls,  delta 8/9 THC, vape equipment, CBD, and services considered high-risk. 

How Does It Work?

When prospective customers visit your website store, they can make payment using any credit card or debit stored in their Google Pay account. 

The only caveat to using Google Pay® as a manual checkout payment method (on Shopify) is that the buyer must already have the Google Pay® app downloaded and functioning on their mobile device or be willing to download it. 

Click here to read more.


KJ ProWeb™ is an authorized reseller of payment gateway technologies and solutions provisioned by Authorize.net
authorize.net payment gateway from kj proweb

Through KJ ProWeb™ merchants receive a 40% to 50% discount on Authorize.net services.

Our price structure is set at 0.45 basis points above true interchange plus $0.15 per transaction when customers pay by credit card.

Authorize.net is a wholly owned subsidiary of Visa (NYSE: V). Authorize.net services are sold through a network of reseller partners, including Independent Sales Organizations (ISOs), Merchant Service Providers (MSPs) and financial institutions.

  • Accept over 185 different cryptocurrencies
  • Real-time exchange rates with instant conversion into fiat currency (USD or Euro)
  • Payment processing rates are 0%+ $0.00 per transaction


cryptos accepted

Click here to read more or apply.

Meet the only legal AML & KYC compliant payment processing solution for kratom in America. 

We use a blockchain-driven, crypto-to-fiat conversion platform supported by a US domestic bank to let website visitors pay using Visa, MasterCard or Discover at checkout.


Click here to read more or apply.

Accept Visa & MasterCard debit-card for product purchases in your dispensary.

cannabis payment processing

Point of Banking (POB) also called, ‘cashless ATM debit card processing, is the ability to let dispensary visitors buy products legally by means of PIN-based credit card or debit card entry. POB or point-of-banking works very much like an ATM transaction. No paper money is involved. It’s a cashless transaction. 

  1. A customer presents their bank-issued Visa or MasterCard ATM debit or credit card at the point of purchase.
  2. The buyer proceeds to swipe the card through the POS terminal, enter their card PIN number, and in increments of $5.00 (smaller increments are not allowed), the buyer completes the sale. 
  3. The cardholder is charged a small convenience fee on top of the rounded total. *Approximately $3.95.


Thanks to Point-of-Banking technology dispensary owners can sell their goods and services legally without violating card brand regulations or state law. Read more or sign up for service – click here.

Sell any legal product or service without  limitations, hinderances or restrictions.

If the product is legal in the United States and the principal business owner has no felony criminal history, a valid US bank account in the name of business entity, and valid government ID — the application will be approved. 

woocommerce authorize net echeck 1024x512 1

Click here to apply for service or read more.



KJ ProWeb™ will produce a secure online store checkout page and credit card capture form. The credit card capture will be integrated into the Buyer’s website.

Online shoppers will be able to safely choose a method of payment, enter the credit or debit card number, expiration date, CVV code (found on the back of the card), shipping address, and personal contact details.

billing and credit card information


  • Our expert coders we create secure credit card capture forms that seamlessly integrate with your online store. Online shoppers will be able to choose a method of payment; Visa, MasterCard, American Express or Discover Card. As an extra bonus and upon request we can include CashApp, Zelle, and Venmo at no additional charge.


Benefits of a Custom Credit Card Capture Form

  • It gives online shoppers the ability to simply enter a credit card or debit card number of their choice, the expiration date, CVV code (found on the back of the card), a shipping/delivery address, zip code and personal contact details. All of this takes place on the checkout page without getting redirected away from your website.
  • PCI Compliance – the buyer’s credit card information and order details are safely stored inside of your eCommerce site management dashboard. All of the popular eCommerce website builders in use today employ bank-grade security features and ensure PCI compliance.
  • To retrieve new customer orders, simply log into your online store dashboard and go to the menu tab where new Orders are stored. Retrieve the customer’s credit card information, the exact dollar amount of the sale and any other relevant details.
  • Finally, log into your Virtual Terminalenter the buyer’s credit card details and process the sale.


KJ ProWeb offers the powerful and affordable Virtual Terminal platform in the industry. Our Virtual Terminal plan has no application fee, no monthly statement fees, and there is no software to download.

The Basic Plan is priced at 3.75% plus $0.10¢ per transaction. 

You receive a two-month free trial period with no monthly fees. After the free two month trial period you are given the option to upgrade to premium service for $14.95 per month or keep basic service with no monthly fee.

Click here to apply for service or read more.


2.99% plus $0.25 cents per transaction. 

*Monthly recurring fees not included.

Breaking News: April 2022. Delta 8 is now official banned in #Tennesse & #Virginia (which also bans the sale of hemp edibles). New Jersey and Pennsylvania have pending legislation to do the same. t.ly/EAL5 | t.ly/hzVX | t.ly/0pvE | t.co/3efAwtEXUt

Enjoy the absolute best rates in the industry coupled with essential back-office management tools. Sell online, from any mobile device or tablet, by email invoice and recurring billing. 

Unbeatable rates at 2.99% + $0.25¢ per transaction and a monthly recurring fees of $26.00 USD. *Brand new start-ups with no previous processing history receive pricing at 3.95% plus $0.30¢ per transaction. 

  • No application fee or setup fee.
  • Approvals within 24 to 48 hours.

Velocity Virtual Terminal. You'll wonder how you conducted business without one.

Industries We Serve & Support

Why Choose KJ ProWeb™?

KJ ProWeb™ is a white-label reseller and authorized Independent Sales Organization (ISO) representing eight of the largest and most trusted Merchant Services Providers, payment processors and fintech' in the world.

We carefully selected technology partners holding credentials as an FDIC-insured financial institution with their own Banking Identification Number (BIN), an in-house underwriting ensure speed and accuracy new account activations and 24/7/365 technical support.


Our Value Proposition

We GUARANTEE our clients the best customer service in the industry.

We GUARANTEE our clients the absolute best pricing for identical service with bundled features, the most up-to-date secure network and technology to process your transactions.

We GUARANTEE a No Long Term service agreement. We offer Month to Month merchant processing agreements with no Early Termination Fees.

We GUARANTEE our clients that their rates will never increase unless there is an interchange increase.

We GUARANTEE our clients that our rates are the lowest in the industry. This guarantee is rock solid on the grounds that we offer Interchange Plus Pricing and a true zero cost/no fees to the merchant automated surcharge program.

We GUARANTEE our clients that for as long as they are processing through us, we will replace or repair your equipment with the same or a similar unit for free*.

24 to 48 hour Approval

Submit a complete merchant application together with supporting documentation and your service can be approved and activated within 24 to 48 hours.

Fraud & Charge-back Prevention

From EMV and PCI compliance to encryption, SSL's, and more, access the technology that helps you keep your business’ and customers’ information safe.

Fully Transparent Pricing

Honest, straightforward pricing is important to us because it’s important to you.

Pay attention to how we discuss all rates and fees in advance of signing up for service.

Free terminals & readers.

Get a free Payanywhere' Smart Terminal and start accepting payments any way your customer wants to pay and anywhere. You'll have everything you need to manage electronic transactions.

Innovative payment processing solutions

  • Increase profitability while lowering fixed operating costs
  • Give customers multiple payment options
  • Let customers pay using Apple Pay© & Google Pay© 
  • Discover the power of eChecks & pay-by-bank apps
  • Get a FREE PayAnyWhere Smart Terminal.
  • PayAnyWhere: Smart Point-of-Sale Terminals

    Accept payments any way your customers want to pay. From inside of your retail store, on the go (mobile), an eCommerce website or a Virtual Terminal.


    On Thursday, the U.S. Court of Appeals decided that delta-8 THC is legal because federal law defines hemp as “any part of” the cannabis plant, including “all" derivatives, extracts and cannabinoids that contains less than 0.3% delta-9 THC by weight volume. https://tinyurl.com/y3ou7q3y

    Inflation rose at fastest pace in 40 years in March as consumer prices jumped #8.5%. https://www.usatoday.com/story/money/2022/04/12/inflation-rate-cpi-highest-40-years-prices/7284054001/ via @usatoday

    Globally, the use of mobile wallets at checkout exceeded cash for the first time for in-store payments. Cash usage dropped 10 percentage points in 2020 to account for just one-fifth of all face-to-face payments worldwide. Use this tool to increase revenue http://t.ly/SEo1

    Shopify Bans Sale of #ALL Cannabinoid Products Containing Greater than 0.3% THC.
    Any hemp or hemp-derived product on Shopify must contain less than 0.3% THC if selling the U.S. and 0.2% THC if selling abroad. http://t.ly/AdpF

    Delta 8 is now official banned in #Tennesse & #Virginia (which also bans the sale of hemp edibles). New Jersey and Pennsylvania have pending legislation to do the same. http://t.ly/EAL5 | http://t.ly/hzVX | http://t.ly/0pvE | http://t.ly/zW0E

    2022 may go down as the year that use of #digitalwallets became a majority practice in the U.S. and globally. It's a growth trend that's not slowing down. http://anonym.to/?https://thefinancialbrand.com/133635/digital-wallets-set-to-move-beyond-payments-become-super-wallets/

    9 out of 10 people tried a new shopping method due to the coronavirus. Nearly 70% of consumers intend to continue purchasing online and pick-up in store or at curbside. https://www.wsj.com/articles/pandemic-speeds-americans-embrace-of-digital-commerce-11605436200

    Load More...

    Got questions? Call sales and support at (818) 850-1034