Widely regarded as the #1 rated high-risk merchant services provider in the world.
EMB™ supports merchants in a wide range of high-risk industry sectors. In fact, many ISO’s, Acquiring Banks and merchant services providers send their declined applications to EMB™.
Clients of KJ ProWeb™ receive substantially discounted Interchange Plus pricing and value-added services that cannot be obtained apart from KJ ProWeb™. We are an authorized Independent Sales Organization (ISO) and global partner representing the services of EMB© and Pinwheel Payment Gateway.
Click here to read more or apply for service.
Enjoy the best prices obtainable and innovative payment processing solutions for traditional businesses.
*Rates and pricing applies to low-risk, traditional businesses only.
New & Better Pricing. Updated: April 2022
- Retail Basic Credit Card Present (Swipe): 1.95% plus $0.15¢ per transaction
- eCommerce/MOTO: 2.25% plus $0.20¢ per transaction
*Pursuant to Visa & MasterCard Interchange rules – rewards traditional, rewards signature and rewards signature card acceptance are priced separately.
Interchange Table: October 2021
| Visa Credit Basic | 1.51% + 10¢ |
| Visa Rewards Traditional | 1.65% + 10¢ |
| Visa Rewards Signature | 2.30% + 10¢ |
| Visa Rewards Signature Preferred | 2.1% + 10¢ |
Google Pay® has merged with Google Wallet.
It’s the perfect eCommerce payment acceptance solution for online sellers having a difficult time getting a traditional merchant account.
Thanks to the recently rebranded Google Wallet, anyone can store up to five debit cards and bank accounts and use those accounts in your digital wallet to pay businesses or send money to friends.
Merchants are allowed to receive electronic payments even if you sell; Kratom, Nutraceuticals, kava, hemp flower and pre-rolls, delta 8/9 THC, vape equipment, CBD, and services considered high-risk.
How Does It Work?
When prospective customers visit your website store, they can make payment using any credit card or debit stored in their Google Pay account.
The only caveat to using Google Pay® as a manual checkout payment method (on Shopify) is that the buyer must already have the Google Pay® app downloaded and functioning on their mobile device or be willing to download it.
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PaymentCloud® is rated a top #5 best high-risk payment processor in the world.
They’re also one of America’s “Fastest Growing Companies in 2022” according to Inc. Magazine.
With 70+ employees gearing up to upgrade to a 17,000-square-foot space in Encino, California, this dynamic group of young payment professionals facilitate credit card processing for merchants spanning a multitude of industry types.
- An easy online application.
- Transparent and lightening fast approval process, and hundreds of integration options set PaymentCloud apart.
While on the partnership side of things, Payment Cloud© has direct relationships with over 80% of top digital payment industry ISOs and fintechs to help bring payment processing solutions to hard-to-place industries.
In most instances merchants enjoy same day or next day approval, efficient onboarding, and a ton of account management tools at just the click of a button.
KJ ProWeb™ has teamed up with Payment Cloud®. We’re a white-label reseller offering Payment Cloud’s entire portfolio of solutions at interchange plus pricing.
- Accept all major credit cards and rates as low as 1.69% to 3.95% plus $0.25 cents per transaction. *Depending on Merchant Category Code (MCC) and underwriting determination. *Federally regulated products and services considered high-risk are gladly accepted.
- Debit card rates and fees at: 1.0% plus $0.25 cents per transaction.
- Payment gateway furnished by PaymentCloud®.
Click here to apply now or read more.
Shown below is a list of acceptable merchant categories:
Sell any legal product or service without limitations or restrictions.
If the product is legal in the United States and the principal business owner has no felony criminal history, a valid US bank account in the name of business entity, and valid government ID — the application will be approved.
Click here to apply for service or read more.
Accept Visa & MasterCard debit-card for product purchases in your dispensary.
Point of Banking (POB) also called, ‘cashless ATM debit card processing, is the ability to let dispensary visitors buy products legally by means of PIN-based credit card or debit card entry. POB or point-of-banking works very much like an ATM transaction. No paper money is involved. It’s a cashless transaction.
- A customer presents their bank-issued Visa or MasterCard ATM debit or credit card at the point of purchase.
- The buyer proceeds to swipe the card through the POS terminal, enter their card PIN number, and in increments of $5.00 (smaller increments are not allowed), the buyer completes the sale.
- The cardholder is charged a small convenience fee on top of the rounded total. *Approximately $3.95.
Thanks to Point-of-Banking technology dispensary owners can sell their goods and services legally without violating card brand regulations or state law.
Read more or sign up for service
click here
- Accept over 185 different cryptocurrencies
- Real-time exchange rates with instant conversion into fiat currency (USD or Euro)
- Payment processing rates are 0%+ $0.00 per transaction
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to read more or apply.
Meet the only legal AML & KYC compliant payment processing solution for kratom in America.
We use a blockchain-driven, crypto-to-fiat conversion platform supported by a US domestic bank to let website visitors pay using Visa, MasterCard or Discover at checkout.
Click here to read more or apply.
KJ ProWeb™ will produce a secure online store checkout page and credit card capture form. The credit card capture will be integrated into the Buyer’s website.
Online shoppers will be able to safely choose a method of payment, enter the credit or debit card number, expiration date, CVV code (found on the back of the card), shipping address, and personal contact details.
- Our expert coders we create secure credit card capture forms that seamlessly integrate with your online store. Online shoppers will be able to choose a method of payment; Visa, MasterCard, American Express or Discover Card. As an extra bonus and upon request we can include CashApp, Zelle, and Venmo at no additional charge.
Benefits of a Custom Credit Card Capture Form
- It gives online shoppers the ability to simply enter a credit card or debit card number of their choice, the expiration date, CVV code (found on the back of the card), a shipping/delivery address, zip code and personal contact details. All of this takes place on the checkout page without getting redirected away from your website.
- PCI Compliance – the buyer’s credit card information and order details are safely stored inside of your eCommerce site management dashboard. All of the popular eCommerce website builders in use today employ bank-grade security features and ensure PCI compliance.
- To retrieve new customer orders, simply log into your online store dashboard and go to the menu tab where new Orders are stored. Retrieve the customer’s credit card information, the exact dollar amount of the sale and any other relevant details.
- Finally, log into your Virtual Terminal, enter the buyer’s credit card details and process the sale.
KJ ProWeb™ offers the powerful and affordable Virtual Terminal platform in the industry. Our Virtual Terminal plan has no application fee, no monthly statement fees, and there is no software to download.
The Basic Plan is priced at 3.75% plus $0.10¢ per transaction.
You receive a two-month free trial period with no monthly fees. After the free two month trial period you are given the option to upgrade to premium service for $14.95 per month or keep basic service with no monthly fee.
Click here to apply for service or read more.
