Pay-by-Bank is a is a peer-to-peer payment method that lets website visitors checkout and make payments using their bank account instead of a credit card or debit card.

Verde is an “Open Banking” payment processing solution that’s growing in popularity within the high-risk payments’ industry. 

1. At checkout, the buyer will select their bank from a directory of over 13,000 US banks and credit unions already connected to the Open Banking platform. 

2. Customers will see the same interface you’d see if you were to log in to your own bank’s online portal.

3. After logging into their bank account, a buyer confirms the purchase amount and presses the 'Accept' button. Transactions are completed within seconds.

4. Funds settle into the merchant's bank account on the same day or the next business day. AML & KYC compliance are built into the platform for you!

Acceptable Industries

💵 Get Paid Without Card Bans

  • Sell peptides safely—no network flags.

  • Use eDebit to avoid Visa/MC policy landmines.

 

🔁 Support Repeat Buyers Without Cards

  • Customers reorder monthly—cards fail.

  • eDebit keeps auto-ship running smoothly.

🧬 Handle High-Ticket Orders Easily

  • No volume caps or transaction limits.

  • Collect large payments without restrictions.

🕶️ Protect Buyer Privacy

  • Peptide customers want discreet billing.

  • Green.Money™ offers white-labeled bank charges.

Vape Pens, Hemp Flower and Pre-rolls

🚫 Sell Without Card Shutdowns

  • Avoid Stripe, PayPal, and Shopify freezes.

  • eDebit bypasses card brand restrictions.

💵 Accept High-Dollar Orders

  • No caps on large CBD bundles.

  • eDebit supports high-volume sales.

🕶️ Offer Discreet Bank Billing

  • No product names on statements.

  • Green.Money™ offers white-labeled bank charges.

Rates & Fees

Same Day Approval
$ 5
00
Monthly Recurring Fee
  • Same Day Approval: We approve all legal businesses within one business day. No credit check is required. Businesses placed on the "Match List" by payment processors are gladly accepted. No exceptions.
  • Unlimited Transaction Volume: There are no limits on daily, weekly or monthly transaction volume.
  • One-time new account activation fee: varies from $99.00 - $1000.00 *depending on the merchant's website platform and coding requirements necessary for integration. *This non-refundable fee is collected upon onlyt after new account approval and execution of this agreement.
  • Transaction Fees: based on individual transactions. * For transactions of $1.00 up to $25,000 dollars a $1.56 authorization fee is required. Plus there is an Identification Verification fee of $1.63, and a $0.26 Signal Fee.
  • Fully compatible with popular shopping carts and website builders: - such as WordPress+WooCommerce, Shopify, 3dCart, Limelight, Magento, PrestaShop, Konnektive, OpenCart, CS-Cart, Big Commerce, and many more. Additional integration options include API and SDK.
  • API Integration Fee: $0.00 - $250.00. *This non-refundable fee is collected prior to providing services. It covers the manual labor of integrating your website into our payment gateway and access to PLAID API.
  • Risk Premium Fee: $0.00 - $500.00. *This non-refundable fee is collected upon execution of this agreement. It cover risks associated with providing this service including AML & KYC compliance.
  • Same day settlement of funds (depending on the time of purchase).
  • New Donations Platform: We've launched a powerful platform to streamline a merchants' fundraising and donation efforts. Sign up now to take advantage of the benefits.
Popular
Must have a valid US government-issued ID card.
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Founder & CEO

Kevin D. James is an award-winning digital marketing professional widely regarded for his background in technical SEO, brand strategy consultation, content marketing, and pay-per-click advertising. Kevin's results-driven approach towards digital marketing has garnered him multiple awards of distinction from Google Partners, Clutch.co, The Manifest.com, Search Engine Marketing Professionals (SEMPO), and the Los Angeles Business Journal. INDUSTRY EXPERIENCE - Active in UX/UI web development, SEO, and Internet marketing since 2001. Kevin industry background is independently verified through digital archives published on the Internet’s Wayback Machine. Click to view - https://bityl.co/QAEl - Educator/Adjunct Professor: Co-authored SEO course curriculum and taught search engine optimization (SEO) at the University of Denver’s Digital Marketing Boot-camp. (2020, 2021, and 2022). View source - https://bit.ly/40jpPk5 AWARDS & ACCOLADES Best Global Agency ' recognition by Clutch.co three consecutive years in a row. (2024, 2025, and 2026). View source - https://bit.ly/4fFfxze - Global Marketing Leader, Spring 2024 - Global Content Writing Services, Award, - Best Content Writing Services, Denver - Best Artificial Intelligence Company, Denver - Best Digital Marketing Company, Denver - Best User Experience IT Company, Colorado - Best Standard Operating Proceedures (SOP), Company Clutch is North America's leading ratings and customer satisfaction review platform for IT, digital marketing, SEO, web development, and business services. With over 500,000 businesses in the Clutch database, earning recognition as a top 1% rated marketing professional means that Kevin James has outperformed approximately 158,400 agencies and solopreneurs in each category. Entrepreneur Of Impact: Kevin James is a 2024 Nominee in the 'Entrepreneur Of Impact' contest, created by billionaire mogul Daymond John of the television broadcast, "Shark Tank" and Forbes Magazine, is an innovative competition designed to identify and celebrate visionary entrepreneurs making a significant difference in their industries and communities. View source - https://bit.ly/4hdwqSs Google Engage Agency (Partner): 2014 silver award winner and second place in Google's 'Best Small Agency' annual competition. View source - https://adage.com/ and https://bit.ly/3Wz5kOL AGENCY LEADERSHIPS: - 18 years of agency experience in SEO Manager and Digital Marketing Director leadership roles. - Adept at inspiring and motivating 4 to 12 person teams to achieve both strategic and client revenue goals while collaborating with cross-functional stakeholders. - Former agency employers include: 180Fusion, National Positions, Blue Tangerine, and Madison Miles Media. Two of the aforementioned agencies, National Positions, and 180Fusion, were ranked by INC Magazine among the "Top 100 Fastest Growing Companies in America". Articles about them were published in Forbes, Bloomberg, AdWorld, and Affiliate World. - In August 2014, 180Fusion was ranked #176 among INC Magazine’s top 500 fastest-growing companies in America, rated the "Number #1 Digital Marketing Agency in LA by the Los Angeles Business Journal", and voted number #18 as a ‘Best Place To Work’ in LA.180Fusion has 63 published client reviews. - Kevin James is named and appreciated in a client review for helping a client exceed organic search strategy goals. https://www.sitejabber.com/reviews/180fusion.com LARGEST BILLING CLIENTS: Kevin significantly contributed SEO, PPC, content marketing, and conversion optimization expertise to the online success of global and national brands; Kraft Foods, American Express, Disney Consumer Products Group & Interactive Media, Brazil's Tourist Authority, Topeka Kansas Zoo, Certa Pro Painters, Volkswagen, Land Rover & Range Rover. Other notable clients include Denver Health & Hospital Authority - a top ten US-based regional US hospital with $2.3 billion in revenue and over 12,000 employees, MC Global Holdings (the parent company of Vivimu.com) - the world's leading contract manufacturer and wholesale distributor of 40 legal hemp-based products, with more than 600 customers in the United States and 20 countries in Europe and Asia. *2023: 35 employees and $90 million in worldwide sales, and K-1 Global©—the longest-running and largest professional kickboxing event promotion in combat sports history.

Front-end Developer (coder): University of California at Los Angeles (UCLA) Extension Boot camp. 9/2011. *Proficient in HTML, CSS3, and JavaScript frameworks including React and Angular, API Integration, Testing, and Debugging using browser developer tools. Harvard University (edx.org), CS50 Web Programming with JavaScript & Python. May 2020. Meta/Facebook Developer Program (certified). Jan 2023. Shopify-approved Partner and Expert Developer. View partner dashboard - https://bit.ly/3wPOro5 DIGITAL MARKETING CREDENTIALS - Google Academy: Google Analytics (GA4), Google Ads & AdWords Professional, Ads Search Pro, Ads Display Pro, Ads Video Professional, Mobile Advertising, Digital Marketing & E-commerce. - SEMrush© - Technical SEO Specialist certified. - ClickMinded© SEO Specialist certified. - LinkedIn - an approved Linkedin Business Marketing Ad Campaign Manager. - HubSpot© Inbound Marketing certified and Social Media Marketing certified. - Google Academy alumni: Google Analytics (GA4), certified, Google Ads/AdWords, certified, Mobile Search and Video Search Marketing, certified, Google Digital Marketing & E-commerce Professional Certification.
1 article(s) publishedDigital Marketing, SEO/AEO, Generative AI, Brand Vision & Strategy Creation
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