Pay-by-Bank is a is a peer-to-peer payment method that lets website visitors checkout and make payments using their bank account instead of a credit card or debit card.

Verde is an “Open Banking” payment processing solution that’s growing in popularity within the high-risk payments’ industry.

How Does It Work?

Merchants can integrate Pay-By-Bank eDebit into their existing checkout flow. It works alongside credit card and debit card acceptance if those are options as well.

1. At checkout, the buyer will select their bank from a directory of over 13,000 US banks and credit unions already connected to the Open Banking platform.

2. Customers will see the same interface you’d see if you were to log in to your own bank’s online portal.

3. After logging into their bank account, a buyer confirms the purchase amount and presses the 'Accept' button. Transactions are completed within seconds.

4. Funds settle into the merchant's bank account on the same day or the next business day. AML & KYC compliance are built into the platform for you!

Watch a Video Demonstration

Acceptable Industries

Get Paid Without Card Bans

Sell peptides safely—no network flags.
Use eDebit to avoid Visa/MC policy landmines.

Support Repeat Buyers Without Cards

Customers reorder monthly—cards fail.
eDebit keeps auto-ship running smoothly.

Handle High-Ticket Orders Easily

No volume caps or transaction limits.
Collect large payments without restrictions.

Protect Buyer Privacy

Peptide customers want discreet billing.
Green.Money™ offers white-labeled bank charges.

🚫 Sell Without Card Shutdowns

Avoid Stripe, PayPal, and Shopify freezes.
eDebit bypasses card brand restrictions.

💵 Accept High-Dollar Orders

No caps on large CBD bundles.
eDebit supports high-volume sales.

🕶️ Offer Discreet Bank Billing

No product names on statements.
Green.Money™ offers white-labeled bank charges.

$ 5

00

Monthly Recurring Fee

Same Day Approval: We approve all legal businesses within one business day. No credit check is required. Businesses placed on the "Match List" by payment processors are gladly accepted. No exceptions.
Unlimited Transaction Volume: There are no limits on daily, weekly or monthly transaction volume.
One-time new account activation fee: varies from $99.00 - $1000.00 *depending on the merchant's website platform and coding requirements necessary for integration. *This non-refundable fee is collected upon onlyt after new account approval and execution of this agreement.
Transaction Fees: based on individual transactions. * For transactions of $1.00 up to $25,000 dollars a $1.56 authorization fee is required. Plus there is an Identification Verification fee of $1.63, and a $0.26 Signal Fee.
Fully compatible with popular shopping carts and website builders: - such as WordPress+WooCommerce, Shopify, 3dCart, Limelight, Magento, PrestaShop, Konnektive, OpenCart, CS-Cart, Big Commerce, and many more. Additional integration options include API and SDK.
API Integration Fee: $0.00 - $250.00. *This non-refundable fee is collected prior to providing services. It covers the manual labor of integrating your website into our payment gateway and access to PLAID API.
Risk Premium Fee: $0.00 - $500.00. *This non-refundable fee is collected upon execution of this agreement. It cover risks associated with providing this service including AML & KYC compliance.
Same day settlement of funds (depending on the time of purchase).
New Donations Platform: We've launched a powerful platform to streamline a merchants' fundraising and donation efforts. Sign up now to take advantage of the benefits.

Popular

Must have a valid US government-issued ID card.

Must have a valid bank account in the USA or Canada. *Personal bank accounts are acceptable. A business bank account is not necessary.

Sole proprietorship (DBAs) and are gladly accepted! The name of the applicant must match the name on the bank account.

The target URL domain must have an active SSL certificate.

admin

Founder & CEO

Kevin D. James is an award-winning digital marketing professional widely regarded for his background in technical SEO, brand strategy consultation, content marketing, and pay-per-click advertising. Kevin's results-driven approach towards digital marketing has garnered him multiple awards of distinction from Google Partners, Clutch.co, The Manifest.com, Search Engine Marketing Professionals (SEMPO), and the Los Angeles Business Journal. INDUSTRY EXPERIENCE - Active in UX/UI web development, SEO, and Internet marketing since 2001. Kevin industry background is independently verified through digital archives published on the Internet’s Wayback Machine. Click to view - https://bityl.co/QAEl - Educator/Adjunct Professor: Co-authored SEO course curriculum and taught search engine optimization (SEO) at the University of Denver’s Digital Marketing Boot-camp. (2020, 2021, and 2022). View source - https://bit.ly/40jpPk5 AWARDS & ACCOLADES Best Global Agency ' recognition by Clutch.co three consecutive years in a row. (2024, 2025, and 2026). View source - https://bit.ly/4fFfxze - Global Marketing Leader, Spring 2024 - Global Content Writing Services, Award, - Best Content Writing Services, Denver - Best Artificial Intelligence Company, Denver - Best Digital Marketing Company, Denver - Best User Experience IT Company, Colorado - Best Standard Operating Proceedures (SOP), Company Clutch is North America's leading ratings and customer satisfaction review platform for IT, digital marketing, SEO, web development, and business services. With over 500,000 businesses in the Clutch database, earning recognition as a top 1% rated marketing professional means that Kevin James has outperformed approximately 158,400 agencies and solopreneurs in each category. Entrepreneur Of Impact: Kevin James is a 2024 Nominee in the 'Entrepreneur Of Impact' contest, created by billionaire mogul Daymond John of the television broadcast, "Shark Tank" and Forbes Magazine, is an innovative competition designed to identify and celebrate visionary entrepreneurs making a significant difference in their industries and communities. View source - https://bit.ly/4hdwqSs Google Engage Agency (Partner): 2014 silver award winner and second place in Google's 'Best Small Agency' annual competition. View source - https://adage.com/ and https://bit.ly/3Wz5kOL

 Front-end Developer (coder): University of California at Los Angeles (UCLA) Extension Boot camp. 9/2011. *Proficient in HTML, CSS3, and JavaScript frameworks including React and Angular, API Integration, Testing, and Debugging using browser developer tools.  Harvard University (edx.org), CS50 Web Programming with JavaScript & Python. May 2020.  Meta/Facebook Developer Program (certified). Jan 2023.  Shopify-approved Partner and Expert Developer. View partner dashboard - https://bit.ly/3wPOro5

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