Google Pay®

The perfect credit card processing solution for sellers of hemp-flower, vapes, kratom and legal merchandise or services considered ‘high risk’.

KJ Proweb™ offers three different credit card acceptance solutions that can be activated within minutes. Google Pay® is one such solution.

With Google Pay® you don’t have to fill out mountains of paperwork only to wait for days or weeks just to get approved.

  • There is no waiting period for approval.
  • Instant activation in less than 5 minutes.
  • No application fee and no credit check required.
  • No transaction fees or processing fees.
  • True zero cost processing.
  • A $10,000 per day transaction limit.

In less than five minutes you can begin receiving credit card and debit card payments from customers.

  • By storing a bank-issued debit card upon sign up, both you and shoppers can utilize stored card information for future purchases.
  • To get started, simply visit https://pay.google.com
  • Sign up as an individual not a business. It’s faster and easier. Just enter a debit card.
  • Individual accounts can enjoy the same level of service, support and benefits without a waiting period for account activation.

 

When customers pay with a bank-issued debit card funds are deposited into your bank account of record within seconds. Credit card transactions are settled within 24 to 48 hours.

KJ Proweb™ gladly accepts Google Pay. We no longer pay bank-imposed discount rates nor transaction fees thanks to Google Pay. Using Google Pay helps us retain every penny earned from sales generated, enjoy lightening fast deposit of funds, and keep our prices the most competitive in the industry.

Frequently asked questions about Google Pay

Google Pay (stylized as G Pay) is a digital wallet platform and online payment system developed by Google.Google Pay is a fast, simple way to receive or send money via credit or debit card and make payments on eCommerce sites and in retails stores using the cards saved to your Google Pay digital wallet.It takes less than two minutes to sign up for a Google Pay account and it's absolutely free. Simply visit https://pay.google.comTo send and receive electronic payments there are no bank-imposed transaction fees whatsoever. None. When receiving money sent via debit card the funds settle into the bank account associated with your debit card within seconds. If it's a credit card transaction, the funds settle within 24 to 48 hours.
Google Pay works with the most popular credit and debit cards:American Express Discover MasterCard Visa.These cards are issued by hundreds US domestic banks and credit unions; Bank of America, Capitol One, Chase, Citi, US Bank, Discover, PNC, Wells Fargo, and many, many more.
Yes. Google Pay gives you the ability to store and save credit cards, debit cards, and bank account information to your Google Account. This is the essence of a digital wallet.A digital wallet is a secure online system that safely stores users' payment information for use on websites, retail stores, and public transit systems. By using a digital wallet, users can complete purchases easily and quickly.
No. A credit check is not required to establish a Google Pay account. In less than five minutes you can have a personal Google Pay account set up and functional. Simply go visit https://pay.google.comIf you want to begin accepting credit card transactions immediately, sign up for a basic personal account instead of a commercial account. It takes approximately 5 to 7 days for commercial account approval.The benefit of launching a personal account is that your account is activated within minutes. Inside of the 'Settings' menu option be sure to complete your profile page. Click the button indicating that you wish to accept Commercial Transactions and your account will be allowed to receive $10,000 per day. This amount is more than sufficient for most small businesses.

Customers can pay using the card of their choice

Google Pay® is fully compatible with over 120 of the most popular website hosting platforms and open source Content Management Systems

How It Works

To get Google Pay up and running in your website store, KJ Proweb needs to embed API code (HTML and Javascript) into the checkout page of your website. This code provides your customers with a seamless checkout experience.

  • Shoppers choose the merchandise they want to purchase and add those products directly into the website shopping cart
  • Input their full name, telephone number, email address along with shipping and delivery details.
  • Submit a purchase order to buy.
  • Your customer is not allowed to enter their credit card number into the checkout page to complete the transaction due to certain state laws and bank regulations involving the online sale certain high-risk products such as CBD-infused foods, hemp-flower, vapes, kratom, and other items.

The seller receives instant notification via email every time a new order is placed. To receive payment, the seller will send out a manual payment request from their Google Pay account which is integrated into Gmail.

This means that getting paid is as easy as sending out an email. The customer is waiting to pay the invoice. In the checkout process the customer was told to expect and look for a payment request coming from your Google Pay account.

Need to send a customer invoice to pay? No problem. A Google Pay icon is located inside of your Gmail account as a ($) symbol to the far right of the send button. You must first set up Google Pay service. Receipt up to $2,500.00 in a single transaction and up to $10,000 per day.

Important Notice

Due recent changes in federal law and policy changes among leading website hosting companies, website visitors may not be allowed to enter a credit card number into the checkout page for transactions involving the online purchase of hemp-derived CBD.
The solution to this challenge is simple. Send out a manual payment request to your customer. This can be done from inside of your Gmail account as demonstrated in the image shown above.

 

Test drive our Google Pay demo website

 

 

How To Activate Google Pay

Visit https://pay.google.com to set up your account by entering and storing a debit card. When customers make payment, the funds are deposited into the bank account associated with your debit card.

Funds are typically deposited into your bank account within seconds if the customer uses a bank-issued debit card. When a customer pays with a traditional credit card funds are deposited within 24 to 48 hours.

 

$600.00 – API coding (HTML & JavaScript) is required to integrate Google Pay into the checkout page of a website. Free ongoing technical support for the life of your account with Google Pay.

Merchant Processing Terms & Conditions of Acceptance

You, the Merchant/Applicant agree to indemnify, defend, and hold harmless Kevin James (d.b.a. KJ Proweb), its officers, directors, agents, sub-contractors and suppliers from and against any lawsuit, claim, liability, loss, penalty or other expense (including attorneys’ fees and cost of defense) that you may suffer or incur as a result of (i) a bank, ISO/MSP’s inability to delivery merchant processing services as described in an Enrollment Application for Service.This indemnification and waiver of liability includes, but is not limited to (ii) unforeseen actions on the part of federal government agencies or credit card brands that could place hemp-derived CBD products into a high risk or ‘prohibited’ category thus prevent your ability to receive merchant processing. If you, the Merchant / Applicant do not agree with nor accept this Indemnification and Waiver of Liability in its entirety, do not apply for service.
Kevin James d/b/a KJ Proweb, including its owners, sub-agents, affiliates and service providers, make no warranties, no guarantees or representations as to the accuracy and completeness of the information published on this web page.KJ Proweb is not a bank nor an actual merchant payment processor, but an authorized independent sales agency of the same. KJ Proweb does not have the ability to approved, decline nor board a merchant onto a payment processor's platform.While we strive to provide accurate and timely information as delivered to us from the ISO/MSP or bank, there may be inadvertent inaccuracies and challenges associated with boarding accounts including denial of an application for service at any point during the underwriting process.The credit card processing solutions published on this website are offered without any warranty of any kind, express or implied.KJ Proweb recommends that the intended recipient always consult their own attorney, accountant or tax advisor with regard to their individual situation.

You, the Merchant/Applicant agree to indemnify, defend, and hold harmless Kevin James (d.b.a. KJ Proweb), its officers, directors, agents, sub-contractors and suppliers from and against any lawsuit, claim, liability, loss, penalty or other expense (including attorneys’ fees and cost of defense) that you may suffer or incur as a result of (i) a bank, ISO/MSP’s inability to delivery merchant processing services as described in an Enrollment Application for Service.

This indemnification and waiver of liability include, but is not limited to (ii) unforeseen actions on the part of federal government agencies or credit card brands that could place certain products into a high risk or prohibited category thus prevent your ability to receive merchant processing.

SERVICE DISCLAIMER: Under no circumstances does submission of an application, payment of bank or ISO imposed application fees, payment for a state-issued business licenses, seller’s license, off-shore hot desk (if applicable), or any other fees — guarantee approval of your merchant application. The ISO/sales agent shall will not be held viable for costs, fees, business expenses or any losses if an application for service is declined.

If you, the Merchant / Applicant do not agree with or accept this Indemnification and Waiver of Liability in its entirety, do not apply for service.