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The Best Payment Processing Solutions In the Industry by KJ ProWeb

New, Innovative and Affordable Payment Processing Solutions in 2024

Open banking payments, also known as account-to-account (A2A) money transfers or Pay-By-Bank payments, is a new technology.

Pay By Bank apps allow website visitors to transfer funds directly from their bank account to a merchant’s account without intermediaries like credit card networks.

Here’s how our Pay by Bank app works:

  1. At checkout, the customer selects the Pay by Bank app option.
  2. They choose their bank from a list of supported institutions.
  3. The customer is redirected to their mobile banking app.
  4. They log in using their usual authentication method (e.g., Face ID, Touch ID, or PIN).
  5. The transaction details are displayed for review.
  6. The customer confirms the payment within their banking app

 

Virtual terminal payments are an online (hosted) payment processing solution that allows businesses to accept all forms of electronic payments without the need for physical point-of-sale (POS) hardware.

  • Accept payments anytime, anywhere with internet access
  • Process various payment types, including credit cards, debit cards, and ACH payments
  • Ideal for phone orders, mail orders, and in-person transactions when physical POS systems are unavailable

Digital wallet payments have become increasingly popular in recent years, offering consumers a convenient and secure way to make transactions using their smartphones or other devices. 

Popular digital wallets in the United States include;

the most popular digital wallet apps in 2024 include:

  1. Apple Pay
  2. Google Pay
  3. PayPal
  4. Venmo 
  5. Cash App 
  6. Zelle
  7. Samsung Pay
  8. Zelle 

 

 

Acceptable Products & Services

Our banks and merchant services providers gladly accept;
*Hemp-derived CBD oils & tinctures
*CBD edibles, gummies and snacks
*CBD-infused bath bombs and salts.
*CBD-infused topical rubs and lotions.
*Hemp flower & pre-rolls.
*HHC, distillates, Isolates, and minor cannabinoids.
*Computer repair and maintenance. *Charter Airlines, future event ticket Sales, *Network marketing (MLM) & direct sales. *Firearms, tobacco, and alcohol
..and emerging products and services.

Pricing & Rates

  • Pricing as slow as 2.99% plus $0.25 cents per transaction plus a payment gateway fee and fraud monitoring at $25.00 per month .
  • No sign up fee
  • No application fee
  • Approvals and activations typically occur on the same day of approval or within 24 hours.

  • vape cartridge and hemp flower 1

  • We GUARANTEE our clients the best customer service in the industry.
  • We GUARANTEE our clients the lowest price and the most up-to-date network and technology to process your transactions.
  • We GUARANTEE a No Term contract. We offer Month to Month merchant processing agreements with no Early Termination Fees.
  • We GUARANTEE our clients that their rates will never increase unless there is an interchange increase.
  • We GUARANTEE our clients that our rates are the lowest in the industry. If a competitor can give you lower rates from now until the end of time, we will match or beat that rate.
  • We GUARANTEE our clients that for as long as they are processing through us, we will replace or repair your equipment with the same or a similar unit for free*.

  • Do you sell vape cartridges, ejuice, kratom, mushrooms & minor cannabinoids?

    Legal hemp is defined as any part of the cannabis sativa plant (including  botanical extracts derived from the plant) containing not  more than 0.30% Delta-9 tetrahydrocannabinol THC of tetrahydrocannabinol (THC).

    Products accepted under this program include;

      • Delta Δ8-THC (vape pens, cartridges, and eJuice)
      • CBN, CBD, CBG, CBC, CBT, CBND, CBV, CBDC.
      • Delta ΔTHCV, THCVA, THCP, HHC, Distillates and Isolates.

    Rates and fees are as low as 2.99% plus $0.30 cents per transaction, plus a payment gateway fee of $25.00 per month.

    *Click here to view state, federal and card brand compliance requirements.

    Acceptable Products 

     

    • Hemp-derived CBD
    • CBD Hemp Flower & Pre-rolls
    • CBD Vapes & Equipment
    • Delta 8 THC
    • Pipes, Bongs & Recreational Glass
    • E-cigarettes
    • Cryptocurrencies
    • Gambling sites
    • Collection Agencies & Telemarketers
    • Website Hosting 
    • SEO, PPC & Digital Advertising

    Rates & Fees

     

    KJ Proweb proudly offers true Interchange plus pricing, typically fixed at 0.65% basis points plus $0.20 cents per transaction above true Interchange as published by the major card brands.

    • Merchants classified in high-risk industry sectors receive rates and fees as slow as 2.99% plus $0.30 cents per transaction, plus a payment gateway fee of $25.00 per month if applicable.
    ccp cards 1

    Same-Day or 24 Hour Approvals

    Submit a complete merchant application together with supporting documentation and your service can be approved and activated within 24 to 48 hours.

    Fraud & Charge-Back Prevention

    From EMV and PCI compliance to encryption, SSL’s, and more, access the technology that helps you keep your business’ and customers’ information safe.

    Transparent Pricing

    Honest and straightforward pricing is important to us because it’s important to you. 

    Pay attention to how we discuss all rates and fees in advance of signing up for service.

    Free Swipe Terminals & Card Readers

    Get a free Payanywhere’ Smart Terminal and start accepting payments any way your customer wants to pay and anywhere.

    You’ll have everything you need to manage electronic transactions.

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