High-Risk Merchant Account Solutions That Actually Last

Rates & Fees: 3.95% plus $0.30 cents per transaction.

*Visa, MasterCard, Card Discover & American Express | Apple Pay & Google Pay

Get approved for a high-risk merchant account in 24-48 hours. Even if you've been declined elsewhere. No application fee. and no rolling reserve.
Competitive rates, dedicated 24/7 support, and stable processing you can count on.

KJ Proweb™ is recognized a Shopify approved partner and expert web development agency.

We’ve partnered with 8 of the largest and most trusted Merchant Services Providers (MSPs), sponsoring banks, and fintechs in the industry.

Our goal is to bring online sellers the most innovative and affordable payment processing solution solutions obtainable.

Frequently Asked Questions

Got Questions?
Give us a Call at
(818) 850-1034

How to Get Approved Quickly & Without Hassles

Merchant Requirements

When submitting your application have five (5) required items ready to present with your application:

Proof of a business license and your (EIN/tax identification number)
Government-issued ID for each owner of the company
Evidence of laboratory certificates of analysis (product compliance evidence) (COAs/labs showing THC ≤0.3%). *These should be visible on your website.
Website terms and conditions of use, a privacy policy, and refund and returns policy must be published on your websites
Age-verification button if selling age-restricted items must be visible on the product purchase page or checkout page.

What Is a Payment Gateway? And Why You May Need One.

A payment gateway is a service that securely connects your e‑commerce store to a payment processor, enabling customers to pay for products online. It handles the transmission of payment data between your store and the bank or payment network, ensuring transactions are processed quickly and securely Shopify.

Why You Need One for CBD and Hemp on Shopify

Shopify’s built‑in Shopify Payments does not support the sale of hemp‑derived CBD or THC products in the U.S. because they are classified as high‑risk by most credit card processors and banks. This means:

Shopify Payments is blocked for CBD/hemp sales.
You must use a third‑party payment gateway that is explicitly approved for high‑risk industries like CBD and hemp.

Why High‑Risk Approval Matters

CBD and hemp products face varying state and federal regulations, plus potential liability concerns for payment processors. This makes them “high‑risk” — banks and processors require stricter underwriting, higher fees, and more compliance checks.

Without a high‑risk‑approved gateway, your store cannot process card payments.

Key Features to Look For

When choosing a CBD‑friendly payment gateway, consider:

Shopify integration (no need to rebuild your store).
High‑risk merchant account approval for CBD/hemp.
Fraud prevention tools like AVS, CVV, 3D Secure, velocity checks, and IP geolocation.
Recurring billing support for subscription boxes or auto‑ship programs.
Multi‑currency options for international customers.
PCI‑DSS compliance and secure checkout flows to maintain trust.