Meet The Leader In
High-Risk Payment Processing

Credit card and debit cards gladly accepted through KJ Pro Web

KJ Proweb™ offers reliable payment processing solutions tailored for businesses in the hemp-derived CBD (cannabinoid) and vape products industry.

  • Fast approvals (same day or 24 hours
  • High approval rates
  • Fraud tools + chargeback monitoring
  • Gateway integrations (WooCommerce, Shopify, Wix, Square Space and more)
  • Accept + multiple payment types
  • “Transparent pricing” 
  • No upfront deposit, no reserve holds.
CBD Payment Processing by KJ Proweb
Rates and fees: 3.95% plus $0.30 cents per transaction.

Unbeatable Pricing

Based on a merchant’s actual or estimated monthly credit card processing volume our proposed rates and fees are fixed at 2.99% up to 3.95% plus 0.30¢ per transaction.

  • *All hemp derivatives sold must be compliant with new state and federal laws. 
  • These new laws will to take effect in November 2026.

 

 

Click here – to view state and federal  compliance requirements.

Approved Products

  • Hemp-derived CBD Oils/Tinctures, Gummies, Edibles and More
  • Hemp-Flower & Pre-rolls
  • Delta Δ8-THC: including vape pens, vape cartridges, and eJuice
  • Delta 8 Live Resin
  • Cannabigerol (CBG)
  • Cannabichromene (CBC)
  • Cannabinol (CBN)
  • Cannabidivarin (CBDv)
  • Cannabigerolic acid (CBGa)
  • Tetrahydrocannabivarin (THCv)
  • Tetrahydrocannabiphorol (THCp)
  • Hexahydrocannabinol (HHC) - Distillates & Isolates
  • Several mushroom species: Reishi, Chaga, Lion's Mane, Shiitake, Cordyceps and others.
Vape Pens, Hemp Flower and Pre-rolls

Same-Day or 24 Hour Approvals

Submit a complete merchant application today. Also, email to us the documents required by the sponsoring bank.  New merchant accounts are typically approved and activated within 24 hours.

Transparent Pricing


Honest and straightforward pricing is important to us because it’s important to you. Pay attention to how we discuss all rates and fees in advance of signing up for service.

Fraud & Charge-Back Prevention


From EMV and PCI compliance to encryption, SSL’s, and more, access the technology that helps you keep your business’ and customers’ information safe.

Free Swipe Terminals & Card Readers


Get a free PayAnyWhere’ Smart Terminal and start accepting payments any way your customer wants to pay and anywhere. You’ll have everything you need to manage electronic transactions.

Sign Up Here

Proudly Supporting
Over 60 Hemp Farms & Hundreds
of
eCommerce Stores Selling of Hemp-derived CBD

In early 2017, KJ ProWeb™ established itself as a leading merchant services provider to the hemp-derived CBD as we became the first company to introduce CBD-friendly credit card processing to merchants selling their products on Shopify.

Within six months of our announcement, we activated over 1,200 merchant accounts and partnered with six of the largest and most trusted sponsoring banks in the industry.

New federal legislation (P.L. 119-37) is set to fundamentally restrict the hemp and CBD market, effective November 12, 2026.
 
This law, part of the FY2026 agriculture appropriations act, redefines “hemp” to strictly limit total tetrahydrocannabinol (THC) concentration and bans many currently popular intoxicating hemp products, such as Delta-8 and THCA flower, by closing the “loophole” created by the 2018 Farm Bill.
*View source:| DLA Piper]
 
Key changes and implications for hemp flower and CBD include:
 
  • “Total THC” Definition: The new law changes the definition of legal hemp from 0.3% delta-9 THC to 0.3% total THC (including delta-9, THCA, delta-8, and other isomers) on a dry weight basis.

 

 

  • 0.4mg Per Container Cap: Final consumer products are capped at no more than 0.4 milligrams of total THC per container. This strict limit is expected to make many full-spectrum CBD products (oils, gummies, tinctures) illegal, not just intoxicating ones.

 

 

  • Ban on Synthetic/Unnatural Cannabinoids: Cannabinoids that are not naturally produced by the cannabis plant, or that are synthesized outside the plant (e.g., converted Delta-8, HHC, THCO), are excluded from the definition of hemp.

 

 

  • Impact on Smokable Hemp/THCA Flower: THCA flower, which has been sold as legal hemp because it contains less than 0.3% delta-9 THC, will be considered illegal “hot hemp” or marijuana because the THCA content will exceed the new 0.3% total THC limit.

 

 

  • FDA Mandate: The FDA is required to publish, within 90 days of enactment, lists of naturally occurring cannabinoids, THC-class cannabinoids, and cannabinoids with similar effects, while also defining “container”.

 

 

  • Transition Period: These restrictions do not take effect immediately, allowing a one-year grace period until Nov 12, 2026, for the industry to adapt.

 

 
Potential Future Actions:
Due to the expected severe impact on the hemp industry (some estimates suggest 95% of products could be affected), there are ongoing attempts to delay or alter this law. Legislation (such as the “Hemp Planting Predictability Act”) has been proposed to delay the implementation by two years to 2028.
 
Disclaimer: The information above is based on legislation passed in November 2025 with an effective date of November 2026. Laws can change, and legal challenges are expected.
Why Choose KJ Proweb?

  • Lowest Rates Guaranteed: We offer the best pricing in the industry, backed by a $1,000 cash guarantee. KJ Proweb promises to beat or match any legitimate competitor’s written offer.

  • Lightning-Fast Approvals: Get approved within 24 hours—or even the same day—with a complete application.

  • Powerful Tools: Every customer receives a Virtual Terminal and an account management dashboard to track daily, weekly, and monthly sales activity with ease.

  • Compliance Support: Our team ensures your website meets all state and federal regulations. If issues arise, we’ll resolve them for you.

If you’re ready to simplify payments and grow your business, sign up with KJ Proweb today!

  • Experience blazing fast approvals, often within 24 hours, allowing CBD merchants to start processing payments almost immediately.
  • Access to 16 of the largest and most trusted acquiring banks, fintech, and CBD-friendly payment processors
  • No application fee, no setup fees.
  •  Interchange Plus Pricing: The absolute lowest and most transparent rates directly from Visa and MasterCard.
  • CBD sellers benefit from competitive credit card processing rates from 2.95% to 3.39% plus $0.30¢ per transaction, with no hidden fees or long-term contracts.
  • This helps businesses maximize their revenue.

Merchants can accept all forms of payment:

      • Credit cards
      • Debit cards
      • Google Pay and Apple Pay
      • Let customers pay by email invoice
      • Send out an invoice via SMS text
      • ..and card-not-present payments through virtual terminals, offering customers convenience and flexibility.

The KJ Proweb™ team is well-versed in CBD industry regulations, helping businesses navigate compliance challenges effortlessly.

Cannabis industry payment processing by KJ ProWeb
View website compliance guidelines and approval requirements

Notice: All e-commerce websites selling kratom are subject to continuous monitoring by LegitScript’s merchant monitoring program. CBR Compliance Monitoring Software scans a website for prohibited keywords, searches phrases and unsubstantiated health claims. Federal agencies do the same. Compliance with state and federal law is required for long term success.

Frequently Asked Questions

Quick Summary

KJ ProWeb provides specialized payment processing for CBD, hemp, Delta-8, vape, cannabinoid, and other high-risk businesses that are frequently declined by traditional processors. Merchants benefit from fast approvals, secure payment gateways, PCI-DSS compliant processing, fraud protection, recurring billing, eCommerce integrations, and access to multiple acquiring banks experienced in regulated industries.