If you offer products containing cannabidiol (CBD), be aware of constantly changing state laws, sponsoring bank underwriting requirements, FDA and FTC regulations pertaining to the sale, approved marketing practices, shipping and delivery related best practices. KJ Proweb will audit, make content corrections deemed necessary, add policy statements and publish a website certain to pass an underwriter’s checklist for merchant account approval.
KJ Proweb™ is the initial point-of-point between the merchant selling high-risk products and the payment processor. Therefore, it is the responsibility of KJ Proweb to ensure that applicants in need of service meet bank underwriting suitability guidelines for approval and on-boarding.
A member of the KJ Proweb staff will thoroughly inspect a website for non-compliant issues, make the necessary corrections and assist in speeding up the approval process.
On an ongoing basis, payment processors monitor a merchant’s website for changes to terminology and products sold, health claims and do mystery shopping to ensure compliance.
It is your responsibility that your company complies with all requirements of Federal law, including FDA regulations. That requirement extends beyond your company website to your social media sites, affiliate sites, testimonials, blog posts, and articles posted on your site. You must constantly monitor all of those to ensure that no health claims are made directly by the company, by your customers, or in articles posted. As you identify those items you must remove them immediately.