Zero Credit Card Processing Fees
Completely eliminate the 2–4% that disappears from every card transaction. For a business doing $25,000/month in card sales, that's up to $12,000 back in your pocket every year.
EDGE Program by North™ — Now Available Through KJ Proweb
Stop Giving Away
2–4% of Every Sale
to Credit Card Fees.
The EDGE Program is the card-brand-compliant dual-pricing system that completely eliminates credit card processing fees for your business — automatically, legally, and without raising sticker prices for any customer.
No Sign-Up Fee
No Long-Term Contract
Free $479 POS Terminal
Next-Day Deposits
Simple 4-Step Process
Zero-Fee Processing That Works
From Your Very First Transaction
No math. No manual adjustments. No awkward conversations at the register. The EDGE dual-pricing system runs entirely on autopilot — your smart POS terminal handles everything.
Submit Your Free Application
Complete KJ Proweb's free merchant pre-application online in under 5 minutes. No credit card. No obligation. No lengthy paperwork.
Get Approved Within 24 Hours
Our team reviews your application and connects you to the right EDGE-compatible merchant account from our vetted processor network.
Receive Your Free Smart Terminal
Your PayAnywhere Smart Terminal arrives pre-programmed with your dual pricing settings — Apple Pay ready, EMV compliant, and receipt printer included.
Process Fees-Free — Immediately
Post your free signage, activate your account, and start saving from transaction one. Every dollar of your intended profit stays yours.
If You Sell $250
You Keep $250
You Keep $250
The Core Value Proposition
Keep Every Dollar You Earn.
No Exceptions.
Most business owners lose $3,000–$15,000 per year to credit card processing fees — silently, transaction by transaction. The EDGE cash discount program ends that permanently.
Eliminate Processing Fees Entirely
The program is engineered so your net revenue is protected on every transaction — cash or card — without raising your prices for anyone.
Next-Day and Same-Day Deposits
Transactions closed before 10 PM ET deposit by 10 AM next day. Same-day batches by 10:30 AM deposit by 5 PM. Your cash flow never waits on a bank's schedule.
Free $479 Smart POS Terminal
Receive a PayAnywhere Smart Terminal at zero cost on activation. Need more terminals? Contact us for volume pricing. Hardware is yours to use — return it only if you leave.
No Contract. No Application Fee. No Risk.
No sign-up fee, no binding contract, no early termination penalties. Just a $9.95/month software fee — and the freedom to stay because the program works, not because you're locked in.
Dual Pricing — Explained Simply
Two Payment Paths.
One Protected Profit Margin.
The EDGE program blends card-brand-compliant surcharging with cash discounting. Your customers choose how to pay — and your margin stays intact either way.
💵 Customer Pays Cash
They Get a Discount. You Get Cash Instantly.
Cash-paying customers see a small discount displayed at the register — your posted price minus a cash incentive. They feel rewarded. You collect cash on the spot with zero fees, zero processing delay, and zero settlement risk.
✦ You keep 100% of the cash sale — in your hand immediately.
💳 Customer Pays by Card
The Fee Is Covered. Your Margin Is Fully Intact.
Card-paying customers are charged the posted price — which already accounts for the processing fee. The adjustment is calculated and displayed by your terminal automatically, in full compliance with Visa, Mastercard, Discover, and Amex rules.
✦ You keep 100% of your intended revenue — zero deductions.
What Your Receipt Actually Shows
Every receipt clearly displays the cash discount in a compliant format — customers see exactly what they paid and why. Free professionally designed signage explains the dual pricing model before customers even reach the register, eliminating confusion and keeping your staff out of difficult conversations.
This transparency is what makes the EDGE program not just legal, but trusted by thousands of merchants and their customers across the country.
Six Core Benefits
Everything You Need.
Nothing You Don't.
The EDGE program was engineered for one purpose: maximizing what you keep from every single transaction. These six pillars make it the most powerful zero-fee merchant solution available today.
Free Smart POS Hardware ($479 Value)
Receive a free PayAnywhere Smart Terminal on activation — with touchscreen, built-in printer, barcode scanner, dual cameras, Apple Pay, Google Pay, EMV chip, and NFC/contactless support.
Next-Day & Same-Day Deposits
Stop waiting on weekend settlement delays. Transactions closed before 10 PM ET deposit by 10 AM the next business day. Morning batches by 10:30 AM deposit by 5 PM that same day.
Card-Brand & Legal Compliance Built-In
The EDGE program is fully compliant with Visa, Mastercard, Discover, and Amex rules — as well as applicable state and federal regulations. Your terminal and signage are pre-configured for compliance.
Free Professional Signage Kit
Receive professionally designed in-store signage that explains dual pricing to customers clearly and compliantly — before they reach the register. No awkward staff conversations required.
No Contract. No Risk. No Regret.
No sign-up fee, no application fee, no binding contract, no early termination penalty. The only cost is a $9.95/month software fee. Stay because it works — not because you signed something.
Perfect-Fit Industries
Built for Small Businesses
Where Every Dollar Counts
If processing fees are cutting into margins that were already thin, the EDGE program was built for exactly your situation. These businesses see the fastest and largest ROI:
Coffee Shops
High volume, small tickets — fees add up at scale. Eliminate them entirely, every day.
Restaurants & QSR
Protect already-thin food-service margins on every order, all day.
Retail Stores
Large and small retailers reclaim thousands in fees per year from day one.
Gas Stations
Cash-friendly customers are already primed for dual pricing environments.
Salons & Barbershops
Keep more from every service ticket and reward loyal cash-paying regulars.
Auto Repair
Large invoices = large fees saved. Eliminate them on every job you complete.
Smoke & Vape Shops
Cash-accustomed customers thrive in the EDGE dual-pricing model.
Home Services
Plumbers, electricians, lawn care — bill on-site and keep every cent.
PayAnywhere + Payments Hub
More Than a Terminal.
A Complete Business Command Center.
Your free EDGE terminal connects to Payments Hub — a back-office platform that gives you real-time control over payments, inventory, staff, and customers from a single dashboard.
Omnichannel Payment Acceptance
Accept payments in-store, tableside, on the go, and online. 4G + Wi-Fi connectivity, EMV chip, NFC/contactless, magstripe, and PIN debit all supported.
Real-Time Inventory & Sales Analytics
Track stock, monitor bestsellers, and access detailed sales reports directly from your terminal or via the PayAnywhere Inside portal — no extra software.
Employee Performance Tracking
Monitor individual waiter, vendor, or sales rep activity in real time — enabling detailed accountability and performance insights across your whole team.
Free Virtual Terminal Included
Accept online, phone, and card-not-present payments at no additional cost — expanding revenue opportunities far beyond your physical location.
Payment Links & QR Code Billing
Instantly create and share payment links for one-time or recurring billing via text, email, social media, or QR code — ideal for invoicing, remote billing, and subscriptions.
Invoicing & Recurring Billing
Send professional invoices, set up automatic recurring charges, and manage full customer profiles — all from one platform.
Everything Included — At a Glance
Apple Pay & Google Pay — NFC-ready on every terminal
Next-Day & Same-Day Funding — no waiting on weekend settlements
Dispute Management — respond to chargebacks directly from the portal
Custom Alerts — low inventory, large transactions, team activity
Free Signage Kit — explains dual pricing before customers reach checkout
$9.95/month software fee only — no hidden platform charges
Multi-Terminal Support — additional terminals available at volume rates
Zero Buyout — return hardware in good condition if you ever leave
PAX E700 Smart POS Terminal shown. Actual terminal model may vary. Contact KJ Proweb for current hardware availability.
Experience
KJ Proweb has served merchants and businesses since 2001 — over 25 years of hands-on payment processing, digital marketing, and SEO expertise across every major industry.
Expertise
We are a registered ISO of Elavon Payments / U.S. Bank, North American Bancard™, and multiple other processors. Our team holds deep specialization in high-risk and standard merchant accounts.
Authoritativeness
Award-winning digital marketing agency. Strategic partner of NP Digital. Published across industry-leading platforms. Featured certifications from Elavon, North™, eMerchantBroker, and EasyPay Direct.
Trustworthiness
BBB Accredited. Full transparency on all fees — only $9.95/month software fee. No hidden charges, no binding contracts, no surprises. Clear disclosures on all EDGE Program terms.
The EDGE Program is a card-brand-compliant dual pricing system that eliminates or substantially reduces credit card processing fees for small and medium businesses. Cash-paying customers receive a small discount, while card-paying customers cover the processing fee — all handled automatically by your smart POS terminal. You keep your full intended profit margin regardless of how customers pay.
Yes — 100%. The EDGE Program operates as a dual pricing model, which is explicitly permitted by Visa, Mastercard, Discover, and American Express when implemented correctly with proper signage and terminal programming. KJ Proweb provides pre-configured terminals and compliant signage to ensure your program meets all card network and regulatory requirements from day one.
No. There is no long-term binding contract, no sign-up fee, and no application fee. The only ongoing cost is a $9.95/month software fee for the platform. You are free to leave at any time — simply return the hardware in good working condition. We want you to stay because the program delivers results, not because you're contractually obligated.
Upon activation you receive a free PayAnywhere Mini Smart Terminal (a $479 retail value). It features Apple Pay, Google Pay, EMV chip, NFC/contactless, magstripe, PIN debit, a large touchscreen, built-in receipt printer, barcode scanner, and dual cameras. Need more than one terminal? Contact KJ Proweb for discounted multi-terminal pricing. No hardware purchase required — ever.
With Next-Day Funding, transactions closed Monday–Friday before 10 PM ET deposit to your bank account by 10 AM the next business day. With Same-Day Funding, transactions closed and batched before 10:30 AM ET deposit by 5 PM that same day. No more waiting through weekends to access your revenue.
Most customers understand and accept dual pricing when it is communicated clearly and consistently. KJ Proweb provides free professional in-store signage that explains the program before customers reach the register — eliminating surprise and keeping your staff out of difficult conversations. In practice, customers who prefer cash appreciate the discount, and card users accept the transparent posted price without issue.
Yes. KJ Proweb is a full-service digital marketing agency and registered ISO. We offer SEO (Search Engine Optimization), AEO (AI Engine Optimization), Local SEO, Google Business Profile management, content development, web development, social media marketing, online advertising, website hosting, merchant cash advances, and a full suite of payment processing solutions — including high-risk merchant accounts for CBD, cannabis dispensaries, and other specialty industries.
Click the "Apply Now" button anywhere on this page to complete KJ Proweb's free merchant pre-application. It takes less than 5 minutes. You'll hear from our team within 24 hours to review your options, confirm your free terminal, and activate your account. There is no obligation and no credit card required to start the application process.
Stop Losing Money on Every Swipe — Starting Today
Your First Step Toward
Zero-Fee Processing
Takes 5 Minutes.
No contracts. No upfront cost. A free $479 smart terminal waiting for you. Join thousands of merchants who stopped giving away 2–4% on every card transaction and started keeping everything they earned.
Get Your Free EDGE Program Account
No obligation • No hard credit pull • Hear back within 24 hours
By submitting, you agree to KJ Proweb's Terms of Use and Privacy Policy. One free terminal per merchant account activation. Additional terminals available. $9.95/month software fee applies. Hardware returned in good working condition if account is closed. Funding subject to processor approval.
Prefer to speak first? (818) 850-1034 — Mon–Fri 8 AM–6 PM MT