1550 Larimer Street

Denver, CO 80202

5890 Wilshire Blvd.

Los Angeles, California 90036

(424) 209-2890

Sales & Installation

(818) 850-1034

24/7 Technical Support

Mon - Fri: 7:00 am - 6:00 pm MT

Contact: sales@kjproweb.com

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If you're not accepting transactions by digital wallet.. you're in the stone age

Digital wallets forever changed the way we make payments.

Consumers by the tens of millions are ditching conventional physical wallets and turning to digital wallets for their security and convenience.

digital wallets for online payment
top seven digital wallets
  • Electronic withdrawal (standard) $0.00
  • No fee to transfer money from your Venmo account to your bank account with the standard option. The money is typically available in 1-3 business days.
  • Electronic withdrawal (Instant Transfer): 1.75% (minimum $0.25 fee, maximum $25 fee)
  • There’s a fee to transfer money from your Venmo account to your eligible linked debit card or bank account with the Instant Transfer option. The money is typically available in minutes.

Using the Venmo Mastercard® (optional)

 
Your cash funds are eligible for FDIC insurance only if you have added money to your Venmo balance using Direct Deposit or the cash a check feature, or have bought cryptocurrency. You may be offered overdraft/credit after 30 days. Fees would apply. Contact Venmo by calling 1-855-812-4430, by mail to Venmo, 117 Barrow Street, New York, NY 10014, or visit venmo.com/contact-us.Venmo accounts are issued by PayPal, Inc.
Zelle® doesn’t charge a fee to send or receive money. Generally speaking, Zelle limits its users to sending approximately $1,000 a week, or up to $5,000 a month. This varies from bank to bank, so make sure to check the sending limit of your bank.
 
How To Use Zelle
First, make sure that you are enrolling a Visa® or Mastercard® debit card tied to a bank account in the U.S. You will not be able to enroll business debit cards, credit cards, cards linked to international accounts, gift cards or pre-paid cards from financial institutions outside of the Zelle Network®.
 
  • To send money, a person with the Zelle app installed on their mobile device will enter the preferred email address or U.S. mobile number of the recipient.
  • You can send money to almost anyone1 you know and trust with a bank account in the U.S. 

You can send money with Zelle® for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes.

 
Jul 18, 2022

Cash App offers standard deposits to your bank account and Instant Deposits to your linked debit card.

  • Standard deposits are free and arrive within 1-3 business days.
  • Instant Deposits are subject to a 0.5% -1.75% fee (with a minimum fee of $0.25) and arrive instantly to your debit card.
  • If the money comes from a debit card or a bank account, Cash App does not charge a fee to transmit it. However, there is a 3% fee if the funds are paid using a credit card.

    Furthermore, there is no fee for personal accounts to receive funds, while corporations are charged 2.75%.

Google Pay is a service from Google that combines the company’s Google Wallet and Android Pay services into one app.

Google Pay enables users to send peer-to-peer payments (via a sub-service called Google Pay Send that operates like Venmo or Square Cash), make in-app purchases, buy from websites, store loyalty and rewards cards, and make NFC payments in-store at participating retailers. 

There are no fees to transfer funds from your bank account to your Google Pay balance and vice versa. The maximum amount per transaction has been reduced to $5,000, with a maximum withdrawal amount per rolling seven-day period of $20,000. The maximum amount you can pay friends and family per rolling seven-day period is also $5,000

  • Google Pay can store debit and credit card information from most major banks, and it can also store a user’s PayPal account details.
  • The service can be integrated with e-commerce websites and it does not add fees to a customer’s linked cards. In other words, it is free for anyone to use at any time.
FEES PER TRANSACTION
2.9% + $0.30  

No fee to setup an account.
No monthly recurring fees.

Shocking Facts About the Future of Payments
The Merchant Services Providers
Do Not Want You To Know About

52% Of All Ecommerce Transactions Will Involve a Digital Wallet

Built-in Fraud Protection

The merchant never gets to see the actual card number.

When a customer makes a payment using a digital wallet, the actual credit card numbers, expiration date and CVV are converted into a unique ID referred to as a secure "token".

The original information is not contained within the token, and thus sensitive data cannot be extracted from the token. The entire process is referred to as tokenization.

KYC Compliance

In the United States, KYC (Know Your Customer) legal mandates refers to the systems which a business puts in place in order to protect itself from fraudulent activity.

When a customer chooses to pay using digital wallet set up on their mobile device, they've already passed identity checks and have those documents stored on file with the digital wallet services provider.

Eliminate charge-backs and credit card fraud

When a customer makes a payment using a digital wallet, the actual credit card numbers are encrypted and then converted into a "token". This process is called, tokenization.

This makes it 100% impossible to identify the actual credit card used. Customers cannot falsely accuse of merchant of charging their card because the data is only available on the buyer's mobile device.

Boost Conversions At Checkout

Online shoppers don't need to disclose sensitive credit details or create an account to buy from a merchant.

Allowing customers to pay with digital wallets gets rid of these extra steps.

This creates a more seamless shopping experience, a lower 'abandoned cart rate', and leads to higher conversions.

If you sell federally regulated products such as hemp-derived CBD in all of its forms, delta 8/9 vape cartridges, kratom, firearms or products and services considered ‘high-risk’ by leading payment processors, then its imperative that you begin accepting digital wallet transactions.

Smartphones, tablets, laptops and smartwatches are a part of everyday life in the digital world. People have these devices on their body or in hand for everyday tasks, such as checking email, accessing bank accounts and making purchases — with and without a physical credit card.

Sign Up Today. Start Accepting Payments Within 24 Hours

App Integration, Testing & Launch
$689.00