Voted #1 Best High-risk Payment Processor

KJ ProWeb™™ holds a multi-year Independent Sales Organization relationship with Emerchant Broker™.

EMB™ is widely regarded as one of the most trusted and exceptionally capable high-risk payment processors in the world. All global markets supported by WooCommerce, Shopify, Wix, BigCommerce and SquareSpace (Weebly) are supported by EMB™

Through our unique ISO/reseller agreement, KJ ProWeb™ is able to provide substantially discounted pricing, underwriting support, and bundled services not available through EMB’s in-house sales team.

Accept all major credit cards & debit cards.
Let customers pay by digital wallets; Google Pay© and Apple Pay©.
Accept eChecks directly through your online store.
Plaid©: a peer-to-peer banking app. Customer can log into their bank account during checkout.
Send customers electronic invoices by email invoice or SMS text message.
Cryptocurrency solutions for eCommerce.
EMB™ owns Pinwheel Gateway.

Acceptable Products

Federally regulated products are gladly accepted.

*99% approval rate with same day or next day approvals.

Rates & Fees:
as low as 2.99% plus
$0.25¢ per transaction

Additional monthly recurring fees

$25.00 monthly service fee
$15.00 monthly PCI compliance fee
$10.00 monthly risk monitoring fee
$0.00 monthly payment gateway fee
No setup fee or application fee.
No monthly minimum transaction volume requirement
No rolling reserve hold (freeze) of funds.
Settlement of funds into a merchant’s bank account within twenty-four hours

Payment Gateway Fees

$0.00 Monthly Fee
*There is a $50.00 monthly minimum sales volume requirement for the payment gateway. This monthly minimum fee is (Offset by gateway transaction fees, for example – If you accrue $5.00 in fees, then your monthly minimum will drop to $45.00 for a total of $50.00 for that month. If you accrue $55.00 in fees, your monthly minimum will be met for the month and will not apply to that billing period).
0.60% of Sales Volume + $0.10 Per Transaction

If you are selling federally regulated products, submit the documents shown below with your merchant application.

Business License and/or Articles of Incorporation - Include a copy of signed By-Laws or the Operating Agreement if the entity is a Corporation. If you are a sole proprietor, that’s fine. Just send in proof of your registered DBA/fictitious business name.
Voided Check - reflecting the legal name of your business entity or registered DBA/sole proprietorship.
Operating Agreement (for LLCs only) OR By-Laws if the entity is a Corporation.
Letter from the IRS with your EIN (Employer Identification Number).
3 months of business or personal bank statements. - Full statements are required, not partial pages.
3 months of the most recent merchant processing statements/credit card processing history - if the business has prior payment processing history. *Disregard the requirement if the entity is a brand new start up.
Copy of Drivers License, valid travel passport or government-issued ID from all Owners/ Principal signers holding 10% of more ownership interest in the company.
Proof of URL domain ownership - a receipt of purchase or any document proving ownership of the URL domain where products are sold.
Copy of your drop-shipping fulfillment agreement (if you are using a drop-shipper). Otherwise, send over a photograph or multiple photos showing sufficient product inventory to ship and delivery merchandise.
A spreadsheet listing all hemp/CBD products sold on the company website.
COA (CERTIFICATE OF ANALYSIS) for every federally regulated product sold online. (All COAs provided must match the end product in its final state that is being sold on the website; not just the CBD isolate used to make the products. Testing needs to be completed by an approved and accredited third-party laboratory. COAs must show a full contaminant test was conducted, including Heavy Metals, Microbials, Pesticides, and Solvents (if applicable) for all products meant for human use. Not just THC levels. Even if your state does not require you to have a full spectrum test, if you are selling online to other states that do require it a correct test needs to be provided to meet the compliance as we default to the highest degree of standards.)

Laboratory Issued COAs / Certificates of Analysis

- Merchants must have valid, unexpired COAs for every hemp-derived CBD and/or Delta 8/9 product sold online.
- All COAs provided must match the end product in its final state being sold on the website; not just the CBD isolate used to make the products.
- Testing needs to be completed by an approved and accredited third-party laboratory. COAs must show a full contaminant test was conducted, including Heavy Metals, Microbials, Pesticides, and Solvents (if applicable) for all products meant for human use. Not just THC levels.
- Even if your state does not require you to have a full spectrum test, if you are selling online to other states that do require it a correct test needs to be provided to meet the compliance as we default to the highest degree of standards).

Payment Gateway banner Version optimised

Pinwheel is a payment gateway designed to support the needs of businesses in high-risk industry sectors often declined by traditional banks, PayPal, Square, Stripe and others.

*Click the hyperlink for verification.

1550 Larimer Street

Phone: 8 am to 6 pm: Mountain Time

Voted #1 Best High-risk Payment Processor

Acceptable Products

Rates & Fees:
as low as 2.99% plus
$0.25¢ per transaction

If you are selling federally regulated products, submit the documents shown below with your merchant application.

Laboratory Issued COAs / Certificates of Analysis

Pinwheel is a payment gateway designed to support the needs of businesses in high-risk industry sectors often declined by traditional banks, PayPal, Square, Stripe and others.

Pinwheel™, now called Bankful© can be found on Shopify’s list of supported gateways in the United States.

Got questions? Call our sales and support team at (818) 850-1034

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Hosting & URL Domains

Web Development

Payment Processing

Digital Marketing & SEO

1550 Larimer Street

Phone: 8 am to 6 pm: Mountain Time

Voted #1 Best High-risk Payment Processor

Acceptable Products

Rates & Fees: as low as 2.99% plus $0.25¢ per transaction

If you are selling federally regulated products, submit the documents shown below with your merchant application.

Laboratory Issued COAs / Certificates of Analysis

Pinwheel is a payment gateway designed to support the needs of businesses in high-risk industry sectors often declined by traditional banks, PayPal, Square, Stripe and others.

Pinwheel™, now called Bankful© can be found on Shopify’s list of supported gateways in the United States.

Rates & Fees:
as low as 2.99% plus
$0.25¢ per transaction