Emerchant Broker. EMB is a global payment processor.

Voted #1 Best High-risk Payment Processor

KJ ProWeb™™ holds a multi-year Independent Sales Organization relationship with Emerchant Broker™, one of the most trusted and capable high-risk payment processors in the world.

There are numerous advantages to working with independent sales organization (ISO). Most impressive are price discounts on bundled services that are not accessible when dealing with a payment processor’s in-house sales team.

Accept all major credit cards & debit cards directly through your website or from a retail storefront.
Digital wallets such as Google Pay©, and Apple Pay© are included.
Let customers by ACH or eCheck (online), by email invoice and SMS text message.
Cryptocurrency solutions for eCommerce.
Need a payment gateway online? No problem. Emerchant Broker owns Pinwheel Gateway.

Acceptable Products

CBD Oils, Tinctures, CBD-Isolate Powder

CBD-Gummies & Snacks, eLiquid/Vape Juice & CBD Edibles

CBD-Infused Bath Bombs & Salts

Hemp Flower, Pre-rolls (smoke)

Delta 8/9 THC, Delta 10, THCO & HCC

Vape Cartridges, Pipes & Bongs

*All hemp derivatives products must contain not greater than 0.30% THC by dry weight volume.

Rates & Fees:
2.99% plus
$0.25¢ per transaction

Additional monthly recurring fees

$25.00 monthly service fee
$15.00 monthly PCI compliance fee
$10.00 monthly risk monitoring fee
$0.00 monthly payment gateway fee
No setup fee or application fee.
No monthly minimum transaction volume requirement
No rolling reserve hold (freeze) of funds.
Settlement of funds into a merchant’s bank account within twenty-four hours

Payment Gateway Fees
$0.00 Monthly Fee
*There is a $50.00 monthly minimum sales volume requirement for the payment gateway. This monthly minimum fee is (Offset by gateway transaction fees, for example – If you accrue $5.00 in fees, then your monthly minimum will drop to $45.00 for a total of $50.00 for that month. If you accrue $55.00 in fees, your monthly minimum will be met for the month and will not apply to that billing period).
0.60% of Sales Volume + $0.10 Per Transaction

Click To Apply

KJ ProWeb is a global partner and authorized independent sales organization representing
Emerchant Broker (EMB) and Pinwheel. Global partner ID# 1499-0097

If you are selling federally regulated products, collect the documents shown below. Submit them with your merchant application.

Business License and/or Articles of Incorporation - LLC paperwork. Include a copy of signed By-Laws or the Operating Agreement if the entity is a Corporation. If you are a sole proprietor, that’s fine. Just send in proof of your registered DBA/fictitious business name.

Voided Check - reflecting the legal name of your business entity or registered DBA/sole proprietorship.

Operating Agreement (for LLCs only) OR By-Laws if the entity is a Corporation.

Letter from the IRS with your EIN (Employer Identification Number).

3 months of business or personal bank statements. - Full statements are required, not partial pages.

3 months of the most recent merchant processing statements/credit card processing history - if the business has prior payment processing history. *Disregard the requirement if the entity is a brand new start up.

Copy of Drivers License, valid travel passport or government-issued ID from all Owners/ Principal signers holding 10% of more ownership interest in the company.

Proof of URL domain ownership - a receipt of purchase or any document proving ownership of the URL domain where products are sold.

Copy of your drop-shipping fulfillment agreement (if you are using a drop-shipper). Otherwise, send over a photograph or multiple photos showing sufficient product inventory to ship and delivery merchandise.

A spreadsheet listing all hemp/CBD products sold on the company website.

COA (CERTIFICATE OF ANALYSIS) for every federally regulated product sold online. (All COAs provided must match the end product in its final state that is being sold on the website; not just the CBD isolate used to make the products. Testing needs to be completed by an approved and accredited third-party laboratory. COAs must show a full contaminant test was conducted, including Heavy Metals, Microbials, Pesticides, and Solvents (if applicable) for all products meant for human use. Not just THC levels. Even if your state does not require you to have a full spectrum test, if you are selling online to other states that do require it a correct test needs to be provided to meet the compliance as we default to the highest degree of standards.)

Laboratory Issued COAs / Certificates of Analysis

Merchants must have unexpired COAs for every federally regulated CBD product sold online.

All COAs provided must match the end product in its final state that is being sold on the website; not just the CBD isolate used to make the products.

Testing needs to be completed by an approved and accredited third-party laboratory. COAs must show a full contaminant test was conducted, including Heavy Metals, Microbials, Pesticides, and Solvents (if applicable) for all products meant for human use. Not just THC levels.

Even if your state does not require you to have a full spectrum test, if you are selling online to other states that do require it a correct test needs to be provided to meet the compliance as we default to the highest degree of standards).

Click To Apply

Pinwheel Gateway supports merchants selling CBD, Delta-8 and vape products.

Pinwheel™ can be found on Shopify’s list of supported gateways in the United States *Top right corner of the page.
Pricing with Full Disclosure
If a merchant does $50.00 or more in monthly processing volume there are no monthly recurring fees.
$0.10 cents per transaction (flat fee).
No other cost. That $0.10 cent fee covers all payment types and methods; Credit Card Acceptance, eCheck Plus, Email/SMS Invoicing, and Recurring Subscription Billing.
No application fee or setup fee.

Apply for Pinwheel Gateway - Here

1550 Larimer Street

5890 Wilshire Blvd.

(424) 209-2890

(818) 850-1034

Mon - Fri: 7:00 am - 6:00 pm MT

Slack Account: Login

Voted #1 Best High-risk Payment Processor

Acceptable Products

Rates & Fees:
2.99% plus
$0.25¢ per transaction

If you are selling federally regulated products, collect the documents shown below. Submit them with your merchant application.

Laboratory Issued COAs / Certificates of Analysis

Pinwheel Gateway supports merchants selling CBD, Delta-8 and vape products.

Got questions? Call support at (818) 850-1034

Hosting & URL Domains

Policies

Payment Processing

Digital Marketing & SEO

Web Development

Voted #1 Best High-risk Payment Processor

Acceptable Products

Rates & Fees: 2.99% plus $0.25¢ per transaction

If you are selling federally regulated products, collect the documents shown below. Submit them with your merchant application.

Laboratory Issued COAs / Certificates of Analysis

Pinwheel Gateway supports merchants selling CBD, Delta-8 and vape products.

Got questions? Call support at (818) 850-1034

Hosting & URL Domains

Policies

Payment Processing

Digital Marketing & SEO

Web Development

Rates & Fees:
2.99% plus
$0.25¢ per transaction