Fast Approvals.
Fast Activations.
Great Rates.
K JProWeb™ is an authorized independent sales organization (ISO) representing seven of the largest and most trusted banks and electronic payment processors in North America.


Meet Zero Cost Credit™. The Biggest News In the Payment Processing Industry
Accept credit cards at 0% cost.
Achieve 100% compliance.
When customers pay by credit card; whether in a retail store, an e-commerce website, from their mobile device or tablet -- the seller pays 0.00% + $0.00 in transaction fees.
Zero Cost Credit works by passing along the transaction fees to the cardholder. College universities, telecommunications companies, public utilities and major grocery store chains have engaged in this practice for decades. Consumers are not concerned about paying $0.03 cents on a $1.00 purchase.
When a customer pays by debit card, the seller pays 1.00% + $0.25 cents in processing fees. Our proprietary software automatically determines whether the card used at checkout is a credit card or a debit card.
Instant Bank Direct Debit (Verde™)
Instant Bank Direct Debit (also known as Verde™) is the perfect e-commerce payment acceptance solution for sellers of medical marijuana (cannabis), kratom, kava-kava, delta 8/9, high THC products, and recreational paraphernalia.
Verde™ works by allowing customers to login to their personal bank account without being redirected away from the target website checkout page. The buyer will choose their online banking portal from a hosted directory of literally hundreds of US domestic banks and credit unions --- from A-to-Z.
The buyer will login into their bank account with their User ID and Password (as they have done many times in the past), verify the exact amount of the sale (click yes) and that's it. The transaction is completed. Funds settle into the merchants bank account within a few hours or the very next day. *Credit card networks are not involved.


High Risk Payment Processing
Are you running into obstacles trying to get credit card processing because of product or service that you sell?
PaymentCloud is the leading provider of payment processing for businesses and entrepreneurs that sell products or services considered high risk.

CBD Topicals & CBD Rubs (No Edibles)
North American Bancard, LLC., is the nation’s sixth-largest independent acquirer, operating its own in-house underwriting team, and does not consider CBD topicals high risk merchandise.
Merchants selling CBD-infused topical rubs, lotions, and gels (no edibles) are strongly encouraged to apply with
North American Bankcard.

CBD Oils & Tinctures, Isolate Powder, Hemp Flower & Pre-rolls
$0.30 cents per transaction
Customized e-Commerce Checkout Page & Credit Card Capture Form
Customized payment capture form
KJ ProWeb™ will produce a secure online store checkout page and credit card capture form. The credit card capture will be integrated into the Buyer’s website. Online shoppers will be able to safely choose a method of payment, enter the credit or debit card number, expiration date, CVV code (found on the back of the card), shipping address, and personal contact details.
pci compliant checkout
Sign Up For Our Virtual Terminal
A virtual terminal gives you the ability to manually enter your customer’s credit card information into your Virtual Terminal and process the sale.
Mail order and telephone order driven companies use virtual terminals everyday. Our Virtual Terminal plan has no application fee, no setup fees, no monthly statement fees, nor gateway fees.
The Basic Plan charges a rate of 3.75% + $0.10¢ per transaction and a monthly payment gateway fee of $14.95.