Credit Card Processing Solutions

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Fast Approvals. Fast Activations.
Great Rates.

K JProWeb™ is an authorized independent sales organization (ISO) representing seven of the largest and most trusted banks and electronic payment processors in North America.

Zero Cost. No Fees.
Credit Card Payment Processing.

KJ Proweb is an authorized independent sales organization representing the source Chicago-based payment processor.

When customers pay by credit card (whether online, inside of a retail store, or on a mobile device) the seller keeps every penny earned on the sale. There are no processing fees whatsoever.

Zero Cost Credit is a revolutionary breakthrough in the payment acceptance industry. Our proprietary software automatically determines whether a credit card or a debit card is used at the time of purchase.
If a customer pays by debit card, the seller pays 1.00% + $0.25 cents in processing fees.

Instant Bank Direct Debit

When a customer is ready to checkout (when online) and pay, they are shown the online banking portal of their own bank.

The buyer will login into their bank with their User ID and Password (as they have done many times in the past). They verify the exact amount of the sale (click yes) and that's it. The transaction is completed. (Credit card networks are not involved).

Bank direct debit works very similar to like Zelle or Venmo, only faster, more secure and no risk of chargebacks.

High Risk Payment Processing

Are you running into obstacles trying to get credit card processing because of product or service that you sell?
PaymentCloud is the leading provider of payment processing for businesses and entrepreneurs that sell:

  • Accounting & Tax Prep
  • Adult Entertainment
  • Guns & Firearms
  • Cigarettes & Tobacco
  • Tech Support
  • Credit Repair
  • Debt Consolidation
  • Website Design
  • Digital Downloads
  • Smoking Accessories
  • Jet Charter
  • Bail Bonds
  • SEO & SEM Services
  • Nutraceuticals and Supplements
  • Vape & E-Cigarettes
  • CBD Topicals & CBD Rubs (No Edibles)

    3.50% + $0.25 cents per transaction
    Payment Gateway Fee: $19.99 per month
    Guaranteed Approval within 48 Hours *WAC

    North American Bancard, LLC., is the nation’s sixth-largest independent acquirer, operating its own in-house underwriting team, and does not consider CBD topicals high risk merchandise.
    Merchants selling CBD-infused topical rubs, lotions, and gels (no edibles) are strongly encouraged to apply with
    North American Bankcard.

  • No Application Fee
  • No Monthly PCI Fees
  • No Monthly Statement Fees
  • No Annual Fees
  • No Minimum Monthly Processing Fees
  • No Cancellation Fees
  • Month to Month Service Agreement
  • Super Fast Deposits
  • Instant Approvals⁺

  • CBD Oils & Tinctures, Isolate Powder, Hemp Flower & Pre-rolls

    3.95% to 4.95%
    $0.30 cents per transaction
    Payment Gateway Fee: $19.99 per month

    No Application Fee

    INSTANT BANK DIRECT DEBIT is here. Sell #ANY legal product online, even cannabis, bongs, kratom, CBD, you name it! No chargeback risks and same-day settlement of funds.

    “As the pandemic worsened, chargebacks skyrocketed 25% to 40% compared with a year ago, according to Chargebacks911, which helps retailers manage disputes.”–

    NEW DATA: The Impact Of Transaction Declines And Disputes On The Consumer-Merchant Relationship –

    Merchants brace for ‘friendly fraud’ surge as holiday shopping moves online

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    Need help? Call our award-winning support team 24/7 at (818) 850-1034

    paypal, stripe, square, worldpay & leading payment processors introduce new covid-19 policy