KJ ProWeb™ is an authorized independent sales organization (ISO) representing ten of the largest banks in the United States and four Merchant Services Providers with a global footprint.

Each of our vendors are triple-A-rated with the Better Business Bureau and manage over $250 million in monthly electronic transactions for thousands of businesses in the United States, Canada, and Europe.

We proudly offer flat rate tiered pricing for merchant accounts where appropriate and unbeatable Interchange Plus Pricing for businesses selling high-risk products or services.

Credit Card Processing. Choose A Solution That Meets Your Needs.

Zero Cost Credit™ by CardX is the most exciting, unbeatable, revolutionary credit card processing solution made available to North American businesses and entrepreneurs in more than 40 years.

What Is Zero Cost Credit? By using Zero Cost Credit, a merchant pays a 0.00% discount rate and $0.00 cents per transaction. Debit card transactions are processed at 1.0% + $0.25 cents per transaction.

Zero Cost Credit works by passing along the transaction fee to the cardholder in the same way that major grocery store chains, public utility companies, cell phone carriers, college universities, and government agencies have been doing for years.

- No application fee. - No long term contract or no service termination fee. - You keep 100% of every credit card sale: when you sell $200, you receive exactly $200 in the bank.
- No transaction fees whatsoever on credit card purchases.

A Historic Supreme Court Case
In January of 2013, a Supreme Court ruling enabled businesses of all sizes and industry sectors to do what college universities, cell phone carriers, public utility companies, major grocery store chains, and government municipalities had long been permitted to do for many decades: pass on to the shopper the fees associated with accepting credit cards at the point-of-sale. This is accomplished through a patent-pending technology developed by CardX.com. Join the revolution with thousands of other businesses from all over the United States. We've turned a page in history. The era of paying credit card processing fees is gone forever.

How does it work?
When consumers decide to make payment through a website, at the checkout counter in a retail store, over the phone, in-person, or on a mobile device, Zero–Cost Credit™ will identify if the card used is a debit card or credit card.

The business owner pay no fees whatsoever. A nominal processing fee of 3.5% is passed on the credit card-holder at the point-of-sale. All of this is done with full disclosure to the cardholder. A powerful feature that comes with Zero Cost Credit™ is that a cardholder can choose to accept the fee as most buyers do OR they can pay using a bank-issued debit card thereby incurring no fee at all.

The entire transaction occurs in less than a few seconds. Zero Cost Credit™ is a great win-win solution for all parties.

- No application fee
- No monthly recurring fee
- No annual fee
- No mid-qual/non-qual fees
- No hidden fees

The perfect alternative to Paypal, Square®, Stripe, and other 3rd party credit card processing services.

Sign up now. Click Here
KJ Proweb™ holds an Independent Sales Organization (ISO) contract and white label agreement with the nation's #1 Merchant Services Provider for e-cigarettes, vapes, hemp flower, CBD products, and other business types.

Our preferred Merchant Services Provider provider was founded in 2008. They hold an A+ rating with the Better Business Bureau, and was the first company in the nation to offer credit card processing to the vape and e-cigarette industry.

As of February 2020, KJ ProWeb is the only company America offering 24-to-48 hour approval of credit card processing for merchants selling legal hemp flower, CBD oils, tinctures, CBD topical rubs, gummies, CBD vapes and more.

Rates & Fees
- No activation fee.
- Approval time in 24 hrs to 48 hrs.
- 4.39% + $0.25 cents per transaction: applies to eCommerce websites, telephone orders & mail orders.
- 3.95% + $0.25 cents per transaction: applies to retail storefronts.
- Approved Products: Legal hemp flower, CBD oils, ingestibles, topical rubs, vapes, e-cigarettes, and more.
- $19.00 monthly fee. Covers payment gateway access using either Authorize.net or NMI. Our service seamlessly integrates into all popular website builders (Shopify, Big Commerce, Wix, Square Payments, GoDaddy, and Open Source website design platforms.

Sign Up Here. Click Here


Sign up for a CBD Merchant Account


Zero Cost Credit

  1. Download and complete the application for Zero Cost Credit©. Click here
  2. Fax all signed forms to our corporate office at 1 (888) 226-8619 OR email it to; bcmswest@gmail.com

If any part of the application process is confusing or if you need assistance, call (818) 850-1034. An authorized representative will gladly assist you.

High Risk Payment Processing

When your business does not conform to the credit policies of a traditional bank, you must then turn to high risk merchant processors. But here at KJ ProWeb, we are able to help merchants get you set up with a high risk payment gateway that can support your business type. We are seasoned pros in these verticals, having dealt with every situation possible with high risk businesses.

By utilizing our broad scope of knowledge and leveraging our 10+ banking relationships, we try our best to make the process as painless as possible. With the proper merchant account, you can get your business up and running faster with safe and secure credit card transactions to help you grow.

Apply Now

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