The Best Payment Processing Solutions of 2024

All Major Credit Cards & Bank-issued Debit Cards

Virtual Terminals

Virtual terminals are online dashboards that allow businesses to accept payments from customers wherever they are located, as long as there is an internet connection.

Any legal product or service (including CBD, hemp flower, kratom and minor cannabinoids) are acceptable with KJ Proweb.

Open Banking API & Digital Wallets

: Open Banking APIs are new online tools that allow banks and Fintech to increase digital revenue by giving the masses a new way to transfer funds.

In recent years, innovative services such as Zelle, CashApp, Google Pay, Samsung Pay.

The speed at which you can send, receive, or transfer money at the touch of a button,  cannot be understated.

Digital wallets, payment apps, and Open Banking APIs offer blazing-fast speed, enhanced security, and unique payment capture options not available through old-dated traditional platforms.

As with any online transaction or bank transfer, it is always wise to beta-test your tools. Give your website visitors multiple payment options. These tools improve your website user experience, improve on-page conversions, and boost sales.

Hemp-derived CBD Products

Our banks and merchant services providers gladly accept;
*Hemp-derived CBD oils & tinctures
*Edibles - gummies and snacks
*CBD-infused bath bombs and salts.
*CBD-infused topical rubs and lotions.
*Hemp flower & pre-rolls.

The Best Rates In the Industry

Rates & Fees: as low as 2.99% plus $0.25 cents per transaction. *KJ Proweb does not have credit card processing rates higher than 3.95% regardless of a merchant's previous credit history.

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Do you sell vape cartridges, eJuice, kratom, mushrooms & minor cannabinoids?

Legal hemp is defined as any part of the cannabis sativa plant (including  botanical extracts derived from the plant) containing not  more than 0.30% Delta-9 tetrahydrocannabinol THC of tetrahydrocannabinol (THC).

Products accepted under this program include;

    • Delta Δ8-THC (vape pens, cartridges, and eJuice)
    • Delta ΔTHCV, THCVA, THCP, HHC, Distillates and Isolates.


Rates and fees are as low as 2.99% plus $0.30 cents per transaction, plus a payment gateway fee of $7.50 per month.

*Click here to view state, federal and card brand compliance requirements.

Acceptable Products 


  • Hemp-derived CBD
  • CBD Hemp Flower & Pre-rolls
  • CBD Vapes & Equipment
  • Delta 8 THC
  • Pipes, Bongs & Recreational Glass
  • E-cigarettes
  • Cryptocurrencies
  • Gambling sites
  • Collection Agencies & Telemarketers
  • Website Hosting 
  • SEO, PPC & Digital Advertising


Rates & Fees


KJ Proweb proudly offers true Interchange plus pricing, typically fixed at 0.65% basis points plus $0.20 cents per transaction above true Interchange as published by the major card brands.

  • Merchants classified in high-risk industry sectors receive rates and fees as slow as 2.99% plus $0.30 cents per transaction, plus a payment gateway fee of $7.50 per month (if applicable.
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Same-Day or 24 Hour Approvals

Submit a complete merchant application together with supporting documentation and your service can be approved and activated within 24 to 48 hours.

Fraud & Charge-Back Prevention

From EMV and PCI compliance to encryption, SSL’s, and more, access the technology that helps you keep your business’ and customers’ information safe.

Transparent Pricing

Honest and straightforward pricing is important to us because it’s important to you. 

Pay attention to how we discuss all rates and fees in advance of signing up for service.

Free Swipe Terminals & Card Readers

Get a free Payanywhere’ Smart Terminal and start accepting payments any way your customer wants to pay and anywhere.

You’ll have everything you need to manage electronic transactions.

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Point of Banking (POB) also called, ‘cashless ATM debit card processing, that gives cannabis dispensary owners the ability to accept PIN-based Visa and MasterCard transactions while customers are in-store.

No paper money is involved. It’s a cashless transaction.

A customer presents their bank-issued Visa or MasterCard ATM debit or credit card at the point of purchase. The buyer proceeds to swipe the card through the POS terminal, enter their card PIN number, and in increments of $5.00 (smaller increments are not allowed), the buyer completes the sale.

, KJ Proweb

Rates & Fees

The merchant does not incur any card process rates or fees whatsoever.

The cardholder is charged a small convenience fee on top of the rounded total. *Approximately $3.95 cents.

Thanks to Point-of-Banking technology dispensary owners can sell their goods and services legally without violating card brand regulations or state law.

We help brands boost online sales by 300% to 1500% within 30 Days.